Payment providers in Canada
Payment providers in Canada: PSPs, payment gateways and aggregators for pay-ins and payouts — local methods, rates and onboarding terms. Listings: 84.
Business Expansion LLC
Business Expansion is a business infrastructure and international expansion partner helping iGaming, Web3 and FinTech businesses establish, structure and scale…
AcePay
AcePay is a payment provider specialising in crypto processing. It works with projects that struggle to get traditional card acquiring because of industry…
Airwallex
Airwallex is a global financial and payments platform for businesses that combines multi-currency accounts, FX, cross-border payments, corporate cards and…
Alikassa
Alikassa is a payment provider that has run P2P processing and crypto processing since 2018. The service is built for online projects that need to accept…
Apcopay
Apcopay is an integrated platform that combines a merchant gateway with payment processing. The company has been operating since 2004 and serves businesses…
Authorize.net
Authorize.net is a payment gateway for online payments and recurring billing. It operates in the United States and Canada. Methods payment cards; eCheck, an…
Banxa
Banxa is fiat-to-crypto on-ramp and off-ramp infrastructure for wallets, exchanges, fintechs and other platforms. It is a publicly listed company (TSXV: BNXA)…
BitPay
BitPay is a crypto payment processor for businesses and one of the oldest in the field: it states that it has operated since 2011 and is headquartered in…
Blackbaud Merchant Services
This payment solution combines a gateway, a merchant account and processing. It is built into the company's software, so organisations that already manage…
Bluefin
Bluefin is a payment gateway with a strong focus on data protection, founded in 2007 and headquartered in Atlanta, Georgia. Beyond processing payments, it…
BridgePay
BridgePay is an independent payment gateway and provider of embedded checkout forms (BridgeComm and Hosted Payment Page), certified with more than 30…
Clearly Payments
Clearly Payments is a Canadian company that processes payments for merchants. Its core offer is credit card acceptance through wireless terminals and mobile…
Conduit
Conduit is cross-border settlement infrastructure that links fiat banking rails with stablecoins through a single API. Fintechs, banks and payment companies…
Dahabshiil
Dahabshiil is an international money transfer service that works through a digital channel and an agent network. Recipients can get money in a bank account, a…
Exact Payments / E-xact
Exact Payments, also known as E-xact, is an API-based payment gateway from Canada. Its key feature is ready-made connections to major North American processors…
eZeeWallet
eZeeWallet is a payment system built around an e-wallet, operating since 2020. Users top up the wallet with the method they prefer, send money to other people…
Finix
Finix is a payments processing and white-label infrastructure platform founded in 2015 in San Francisco. It lets vertical SaaS companies and marketplaces…
Finmo
Finmo is a business payments platform that combines liquidity management, collections and treasury processes. It is operated by Finmo Tech Pte. Ltd. in…
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Payment service providers in Canada
Canadian consumers split their spending between credit cards and Interac, the domestic debit network. This page lists {count} payment gateways, processors and payout providers that accept Canadian dollars (CAD) or onboard Canadian businesses.
Local payment methods in Canada
- Interac e-Transfer: bank-to-bank transfers by e-mail or phone, widely used for top-ups, P2P and iGaming deposits; also a common payout route.
- Interac Debit in-store and online, plus Visa, Mastercard and Amex cards.
- EFT / pre-authorised debits for subscriptions, rent and B2B — see ACH-style transfers.
- Crypto on- and off-ramps for regulated platforms.
Regulation
Money services businesses (including many payment processors and crypto platforms) register with FINTRAC. Payment service providers are also being brought under Bank of Canada supervision through the Retail Payment Activities Act. Gambling is provincial: Ontario runs a regulated iGaming market through iGaming Ontario and AGCO, while other provinces rely on their lottery corporations. See legal in Canada.
High-risk, iGaming and forex
Licensed Ontario operators can get domestic acquiring; offshore iGaming, forex and crypto merchants typically look for Interac-based pay-in through specialised providers. Ask about chargebacks on cards, recall risk on transfers, and source-of-funds checks. See high-risk merchants.
Choosing a Canadian PSP
- Interac coverage (e-Transfer, Online, Debit) and confirmation speed
- Card pricing (interchange-plus vs flat), FX markup for USD-priced goods
- Payout options: Interac e-Transfer, EFT, push-to-card
- Reserves, settlement frequency, CAD or USD settlement
Related hubs: banks in Canada, exchangers, teams and traders. Check offers or post a request.