Overview
Authorize.net is a payment gateway for online payments and recurring billing. It operates in the United States and Canada.
Methods
- payment cards;
- eCheck, an electronic check that debits the customer's bank account directly;
- e-wallets.
Recurring billing charges customers automatically on a schedule, which suits subscriptions, membership dues and installment payments for services.
US pricing
There are two options:
- all-in-one plan: USD 25 per month plus 2.9% + USD 0.30 per transaction, covering both the gateway and payment acceptance;
- gateway only: USD 25 per month, USD 0.10 per transaction and a USD 0.10 daily batch fee, for businesses that already have their own merchant account.
At high volumes the gateway-only option with your own acquirer may be cheaper, since the percentage part is set by your bank agreement. For a small business the all-in-one plan is simpler to set up.
What to clarify
Canadian pricing, settlement timing and the legal entity are not published. Ask for them before onboarding.
Links and socials
What they do
Work formats
Geography · 2
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