Payment providers in Canada
Payment providers in Canada: PSPs, payment gateways and aggregators for pay-ins and payouts — local methods, rates and onboarding terms. Listings: 84.
Simple.app
Simple.app is a payment provider founded in 2021. It combines crypto processing, mass payouts and P2P transfers, serving companies in crypto, e-commerce and…
Skrill
Skrill is a payment system that has been running since 2001. It combines an e-wallet, bank transfers, a mobile app and an API for businesses. Payment methods…
Sola Payments
Sola Payments, formerly Cardknox, is a flexible payment gateway and white-label platform for software developers (ISVs) and ISOs. Founded in 2012 in Howell…
SportsPay
SportsPay is a payment gateway for sports registration platforms, clubs and leagues. It handles online and terminal payments and provides an API with…
Stax
Stax is a US embedded-payments and PayFac infrastructure provider founded in 2014 in Orlando, Florida. Its Stax Connect (Stax Engine) product is a white-label…
Swapped
Swapped is an on-ramp and off-ramp platform that lets users buy and sell digital assets, including stablecoins, with fiat payments. For businesses it offers a…
Transak
Transak is on-ramp and off-ramp infrastructure for fintechs, wallets, money transfer and payroll platforms, and Web3 projects. Founded in 2019, it has offices…
Trustee
Trustee is a payment provider operating since 2022. It combines P2P transfers, crypto processing and API integration and serves clients in Europe, Asia, the…
UU Wallet
UU Wallet is a payment provider founded in 2024. The company handles P2P and crypto processing and connects via API. Currencies and assets USD, CNY, SGD, TRX…
ValPay
ValPay is a payment facilitator (PayFac) that embeds processing directly into software platforms. The company operates in Canada and the US and adds terminal…
Wise
Wise is an international payments service whose business offering combines a multi-currency payment account, FX, international transfers and batch payouts. The…
Services in Canada
Payment providers by country
Subsections
Payment service providers in Canada
Canadian consumers split their spending between credit cards and Interac, the domestic debit network. This page lists {count} payment gateways, processors and payout providers that accept Canadian dollars (CAD) or onboard Canadian businesses.
Local payment methods in Canada
- Interac e-Transfer: bank-to-bank transfers by e-mail or phone, widely used for top-ups, P2P and iGaming deposits; also a common payout route.
- Interac Debit in-store and online, plus Visa, Mastercard and Amex cards.
- EFT / pre-authorised debits for subscriptions, rent and B2B — see ACH-style transfers.
- Crypto on- and off-ramps for regulated platforms.
Regulation
Money services businesses (including many payment processors and crypto platforms) register with FINTRAC. Payment service providers are also being brought under Bank of Canada supervision through the Retail Payment Activities Act. Gambling is provincial: Ontario runs a regulated iGaming market through iGaming Ontario and AGCO, while other provinces rely on their lottery corporations. See legal in Canada.
High-risk, iGaming and forex
Licensed Ontario operators can get domestic acquiring; offshore iGaming, forex and crypto merchants typically look for Interac-based pay-in through specialised providers. Ask about chargebacks on cards, recall risk on transfers, and source-of-funds checks. See high-risk merchants.
Choosing a Canadian PSP
- Interac coverage (e-Transfer, Online, Debit) and confirmation speed
- Card pricing (interchange-plus vs flat), FX markup for USD-priced goods
- Payout options: Interac e-Transfer, EFT, push-to-card
- Reserves, settlement frequency, CAD or USD settlement
Related hubs: banks in Canada, exchangers, teams and traders. Check offers or post a request.