Payment providers in Japan
Payment providers in Japan: PSPs, payment gateways and aggregators for pay-ins and payouts — local methods, rates and onboarding terms. Listings: 67.
Business Expansion LLC
Business Expansion is a business infrastructure and international expansion partner helping iGaming, Web3 and FinTech businesses establish, structure and scale…
Echorch Payment
Echorch Payment Orchestration & Payouts What We Do Echorch is a payment orchestration platform providing unified pay-in and payout infrastructure through a…
AXES Payment
AXES Payment is a payment processor operating in Japan. It processes card payments for merchants: it takes the transaction from the store, passes it to the…
CREDIX Japan
CREDIX Japan is a Japanese company focused on card payment processing. It works with industries that banks often regard as higher risk, including network…
Densan System
Densan System is a payment processing company operating in Japan. It handles payment transactions for businesses and is one of the infrastructure players in…
DG Financial Technology
DG Financial Technology is a payment gateway operating in the Japanese market. A gateway connects a merchant's website or app with payment networks and banks…
dLocal
dLocal is a Montevideo-based payment platform founded in 2016 and listed on NASDAQ (DLO). It gives international companies one API and one contract for…
econtext
econtext is a payment gateway and payment service provider operating in Japan. It serves companies that sell to Japanese customers and want to accept payments…
Ereus PSP
The provider was founded in 2024. It offers P2P processing and crypto processing for betting, gambling, gaming and crypto projects, and settles with merchants…
eZeeWallet
eZeeWallet is a payment system built around an e-wallet, operating since 2020. Users top up the wallet with the method they prefer, send money to other people…
Fondy
Fondy is a payment service provider founded in 2016. It accepts international card payments, serves marketplaces and can split payouts between several parties…
GMO Epsilon
GMO Epsilon is a Japanese payment gateway that connects online stores to online payment acceptance. The service operates in Japan's domestic market. What a…
GMO Financial Gate
GMO Financial Gate is a Japanese company specialising in payment processing. It handles the transactions that flow between a seller and the banking…
GMO Payment Gateway
GMO Payment Gateway is a payment gateway operating in Japan and Thailand. It gives online sellers a wide range of local payment methods through a single…
iWallet
iWallet is a payment system with an e-wallet, operating since 2000. The operator is iWallet Inc., a US company based in San Francisco. The service combines…
Japan Merchant Services / JMS
Japan Merchant Services (JMS) is a payment services provider working with local businesses. The company connects stores and online shops to accept bank cards…
JCB
JCB is a Japanese card network working with merchants in Japan and internationally. For a seller, connecting means being able to accept JCB cards and QUICPay…
Klarna
Klarna is a payment provider founded in 2005 that operates through the Swedish entity Klarna Bank AB. It serves e-commerce, financial services and travel, and…
Upcoming events: Payment providers
All upcoming eventsServices in Japan
Payment providers by country
Subsections
Payment service providers in Japan
Japan is a high-value, low-fraud market with distinct habits: many shoppers still prefer to pay at a convenience store or by bank transfer, and domestic brands like JCB and PayPay matter as much as Visa. This page lists {count} payment gateways and providers that accept Japanese yen (JPY) or support Japan in their coverage.
Local payment methods in Japan
- Cards: Visa, Mastercard, JCB, Amex and Diners; installment and bonus-payment options are common with local issuers.
- Konbini: pay at 7-Eleven, Lawson or FamilyMart with a payment number — key for younger and card-averse users.
- Bank transfer (furikomi) and Pay-easy for bills and higher tickets.
- QR and e-wallets: PayPay, Rakuten Pay, d払い, au PAY, plus carrier billing; see local APMs.
Regulation
The Financial Services Agency (FSA) oversees funds transfer service providers, prepaid payment instruments and crypto-asset exchange service providers, which must register. The Installment Sales Act sets security rules for card acquirers and payment agencies. Gambling is largely prohibited outside public sports and pachinko, so gaming merchants rarely get domestic acquiring.
Typical verticals
Cross-border e-commerce, digital content, games and subscriptions do well, but Japanese customers expect a localised checkout with konbini and bank transfer options and Japanese-language receipts. Payout providers serve creators, affiliates and marketplace sellers.
How to choose a PSP for Japan
- JCB acceptance and approval rates for foreign merchants
- Konbini and Pay-easy coverage, confirmation speed
- Wallet support (PayPay and others) for cross-border merchants
- Settlement currency (JPY vs USD) and FX costs
Related: liquidity and FX, tech providers, cross-border payments, local payment methods. Post a request.