Payment providers in United Kingdom
Payment providers in United Kingdom: PSPs, payment gateways and aggregators for pay-ins and payouts — local methods, rates and onboarding terms. Listings: 140.
Business Expansion LLC
Business Expansion is a business infrastructure and international expansion partner helping iGaming, Web3 and FinTech businesses establish, structure and scale…
AcePay
AcePay is a payment provider specialising in crypto processing. It works with projects that struggle to get traditional card acquiring because of industry…
ACI Worldwide
ACI Worldwide is a payment orchestration and processing software company. It states that it was founded in 1975 and is headquartered in Omaha, Nebraska, with a…
Airwallex
Airwallex is a global financial and payments platform for businesses that combines multi-currency accounts, FX, cross-border payments, corporate cards and…
Alikassa
Alikassa is a payment provider that has run P2P processing and crypto processing since 2018. The service is built for online projects that need to accept…
ApexPay
ApexPay is a UK company that provides high-risk processing for merchants. It can be connected as the primary payment channel or as a backup, in case the…
Banxa
Banxa is fiat-to-crypto on-ramp and off-ramp infrastructure for wallets, exchanges, fintechs and other platforms. It is a publicly listed company (TSXV: BNXA)…
Barclaycard Payments
Barclaycard payment acceptance is provided by Barclaycard Payments, a payment acceptance company wholly owned by Barclays Group (the business is also searched…
BitPay
BitPay is a crypto payment processor for businesses and one of the oldest in the field: it states that it has operated since 2011 and is headquartered in…
Blackbaud Merchant Services
This payment solution combines a gateway, a merchant account and processing. It is built into the company's software, so organisations that already manage…
Breathe Payments
Breathe Payments is a UK payments company working with cards and EPOS systems and growing its sales through partners. Resellers and referral partners can join…
BVNK
BVNK is a stablecoin and fiat payment infrastructure provider founded in 2021. Businesses, fintech platforms and payment partners use it to accept, send, hold…
CabCard
CabCard is a UK payment service provider that focuses on a single industry: taxis. It helps drivers and taxi fleets accept card payments for rides. Who it is…
Cardstream
Cardstream is a payment gateway from the United Kingdom. It provides online payment acceptance, embedded payment services and solutions under the client's own…
ccNetPay
ccNetPay is a merchant services provider that finds domestic and international merchant accounts and offers a card gateway. The company works with higher-risk…
Checkout.com
Checkout.com is a global payment platform with intelligent acceptance and a modular checkout (Flow), headquartered in London and founded in 2012. It also owns…
Clearhaus
Clearhaus is a Danish acquirer and technology platform founded in 2011 in Aarhus, operating through Clearhaus A/S. It accepts Visa and Mastercard payments and…
COLIBRIX
COLIBRIX is a UK-based payment provider that has been operating since 2020 and offers P2P processing. Settlement is stated as T+0, so merchants receive funds…
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Payment service providers in the United Kingdom
The UK combines a mature card market with one of the most developed open banking ecosystems in the world. This page lists {count} payment gateways, acquirers, EMIs and payout providers that accept or send GBP, or onboard UK-registered companies.
How people pay in the UK
- Cards and Apple Pay remain the default online, with SCA (3-D Secure) required for most card-not-present payments.
- Open banking pay-by-bank via Faster Payments: instant, no card fees, no chargebacks — popular for top-ups, bills and iGaming deposits.
- Bacs Direct Debit for subscriptions and utilities; SEPA and SWIFT for euro and cross-border flows.
Regulation: FCA and beyond
Payment institutions and e-money institutions are authorised by the FCA; ask whether a provider is directly authorised, an agent, or a registered small PI. Gambling operators serving UK players need a UK Gambling Commission licence, and credit cards cannot be used for gambling. Crypto firms must register with the FCA for AML. See legal and licensing in the UK.
High-risk and specialised verticals
Licensed gambling, forex/CFD brokers, dating, adult and subscription businesses can get UK acquiring, but expect enhanced due diligence, reserves and tighter chargeback thresholds. High-risk merchants and requests from UK merchants are listed separately.
Choosing a UK PSP
- Interchange++ pricing vs blended, FX markup on non-GBP cards
- Open banking coverage (share of UK banks), refund flows
- Settlement timing, safeguarding of client funds
- Payout options: Faster Payments, push-to-card, multi-currency IBANs
Related hubs: UK banks and EMIs, UK liquidity and FX, cross-border payments. Check the Offers tab or post a request.