Payment providers in France
Payment providers in France: PSPs, payment gateways and aggregators for pay-ins and payouts — local methods, rates and onboarding terms. Listings: 48.
Business Expansion LLC
Business Expansion is a business infrastructure and international expansion partner helping iGaming, Web3 and FinTech businesses establish, structure and scale…
Axepta BNP Paribas
Axepta BNP Paribas is a merchant acquiring service backed by the BNP Paribas banking group, integrated with payment terminals and e-commerce payment pages. The…
BitPay
BitPay is a crypto payment processor for businesses and one of the oldest in the field: it states that it has operated since 2011 and is headquartered in…
Brite Payments
Brite Payments is an instant bank-payment network from Sweden, headquartered in Stockholm and operating since 2019. It is described as a second-generation…
CASHlib
CASHlib is a prepaid voucher payment system operating since 2015. The customer pays cash at a retail outlet, receives a voucher code and enters it when paying…
Checkout.com
Checkout.com is a global payment platform with intelligent acceptance and a modular checkout (Flow), headquartered in London and founded in 2012. It also owns…
Circle
Circle is the issuer of the USDC and EURC stablecoins and the developer of institutional settlement infrastructure built around them. Founded in 2013, it is…
eZeeWallet
eZeeWallet is a payment system built around an e-wallet, operating since 2020. Users top up the wallet with the method they prefer, send money to other people…
Fipto
Fipto is a European infrastructure provider for corporate payments and treasury in fiat and stablecoins, operated by Fipto PI SAS in France (company number…
Flexepin
Flexepin is a payment system founded in 2015 and part of Australia's Novatti Group. It covers a broad mix of methods, from cards and Apple Pay to European…
Fondy
Fondy is a payment service provider founded in 2016. It accepts international card payments, serves marketplaces and can split payouts between several parties…
Jupiter
Jupiter is a payment provider founded in 2024 that offers P2P transfers and crypto processing connected via API. The company openly works with betting and…
Klarna
Klarna is a payment provider founded in 2005 that operates through the Swedish entity Klarna Bank AB. It serves e-commerce, financial services and travel, and…
LemFi
LemFi is an international money transfer service that works through a mobile app. Money can be sent from Canada, the United States, the United Kingdom and…
Lemonway
Lemonway is a French payment institution built for marketplaces, e-commerce platforms and crowdfunding. It was founded in 2007 and is based in Paris. Services…
Lyra
Lyra is a payment provider headquartered in Toulouse, France, founded in 2001. It is known for the PayZen payment gateway and for branded checkout forms…
Modulr
Modulr is an electronic money institution offering payment automation and API infrastructure for settlements, payouts and embedded financial products. The…
MuchBetter
MuchBetter is an e-wallet that has been running since 2016. Users top up a balance and spend it at merchant checkouts that support this payment option, which…
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Payment processing in France
France is a mature card market built around Cartes Bancaires (CB), the domestic scheme co-badged with Visa or Mastercard on most cards. Routing a transaction through CB instead of the international network can lower costs, so local acquiring matters. Beyond cards, customers use SEPA transfers and SEPA Instant, wallets such as PayPal and Apple Pay, and installment options for higher tickets. Banks, payment institutions and e-money institutions are authorised by the ACPR; crypto-asset service providers moved from the AMF's PSAN regime to MiCA licensing. {count} providers on this page declare France coverage.
What French merchants look for
- CB routing and 3-D Secure (PSD2 SCA): check whether the acquirer supports CB natively and how it handles exemptions.
- SEPA tools: SEPA transfers, direct debit for subscriptions and open banking pay-by-bank.
- Settlement in EUR, rolling reserve and chargeback handling.
- EU passporting: many providers serve France from another EU licence — confirm which entity contracts with you.
High-risk verticals in France
The ANJ licenses online sports betting, horse-race betting and poker; online casino games are not authorised. Forex/CFD marketing is tightly restricted by the AMF. Merchants in these segments, as well as dating, nutra and subscription businesses, should look for high-risk merchant accounts and check every PSP's risk policy rather than assume acceptance.
Crypto and liquidity
Crypto payments in France, exchangers in France and liquidity providers cover on/off-ramp and stablecoin settlement under MiCA.
Related hubs
Banks and EMI in France · Legal and licensing in France · Tech in France · Card acquiring
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