Overview
Finmo is a business payments platform that combines liquidity management, collections and treasury processes. It is operated by Finmo Tech Pte. Ltd. in Singapore, which holds a Singapore major payment institution licence (MAS PS20200640), and by Finmo UK Group Limited, which holds a UK EMI authorisation (FCA 901102). The Singapore office is at Suntec Tower Three.
Services - business accounts and multi-currency collection accounts; - collections and mass payouts; - treasury and reconciliation; - an API with public documentation at docs.finmo.net.
The site cites collections in roughly 27 to 30+ currencies, with differing figures across pages. According to the website, funds are held with leading financial institutions under local safeguarding rules. Investment and local registration regimes differ by entity.
Coverage Ten markets are listed: - Asia and Oceania: Singapore, India, Hong Kong, the Philippines, Australia, New Zealand; - North America: the United States and Canada; - Europe: the United Kingdom and Poland.
This mix suits companies that sell or pay contractors in several regions and want fewer banking partners.
What to clarify Fees and settlement times are not published. Ask which services work in your countries, which settlement currencies apply and whether a local entity is needed.
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