Payment providers in Uganda
Payment providers in Uganda: PSPs, payment gateways and aggregators for pay-ins and payouts — local methods, rates and onboarding terms. Listings: 39.
Business Expansion LLC
Business Expansion is a business infrastructure and international expansion partner helping iGaming, Web3 and FinTech businesses establish, structure and scale…
Capitalist
Capitalist is a payment system operating since 2014. Its core use case is mass payouts via API: a business can send money to partners and contractors across…
Chipper Cash
Chipper Cash is a money transfer and multi-currency wallet platform that opens its network to businesses through a Network API. The company is listed in the…
Dahabshiil
Dahabshiil is an international money transfer service that works through a digital channel and an agent network. Recipients can get money in a bank account, a…
dLocal
dLocal is a Montevideo-based payment platform founded in 2016 and listed on NASDAQ (DLO). It gives international companies one API and one contract for…
Ereus PSP
The provider was founded in 2024. It offers P2P processing and crypto processing for betting, gambling, gaming and crypto projects, and settles with merchants…
Flutterwave
Flutterwave is a payments platform for acceptance, payouts and cross-border transactions with a strong footprint in Africa. It was founded in 2016 and is based…
Fondy
Fondy is a payment service provider founded in 2016. It accepts international card payments, serves marketplaces and can split payouts between several parties…
Hello Paisa
Hello Paisa is an international money transfer service from South Africa. Money can be sent through a mobile app, a USSD menu or an agent network, and the…
iPay Africa
iPay Africa provides a payment gateway, processing and billing for online stores, in-person sales and cash-on-delivery orders. The company names live…
JamboPay
JamboPay is payment infrastructure for businesses, government institutions and fintechs in East Africa. Through a single API the company covers payment…
Jeton Wallet
Jeton Wallet is a payment system with an e-wallet and virtual cards, founded in 2018. The service accepts top-ups from major card schemes and crypto wallets…
JuniPay
JuniPay is a payment provider from Ghana for accepting payments, processing international transfers and sending mass payouts to bank accounts and mobile…
Jupiter
Jupiter is a payment provider founded in 2024 that offers P2P transfers and crypto processing connected via API. The company openly works with betting and…
LemFi
LemFi is an international money transfer service that works through a mobile app. Money can be sent from Canada, the United States, the United Kingdom and…
Mamlaka
Mamlaka is a Kenyan payment provider for collecting and sending payments. Merchants sign up through a self-onboarding portal, pass online KYC and integrate via…
MCash Uganda
MCash Uganda is a payment service provider and e-wallet in Uganda. It offers bulk payment collection, mobile payments and e-wallet infrastructure. Services…
MuchBetter
MuchBetter is an e-wallet that has been running since 2016. Users top up a balance and spend it at merchant checkouts that support this payment option, which…
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Payment processing in Uganda
Uganda's digital payments run on mobile money. Two operator wallets — MTN Mobile Money and Airtel Money — handle most consumer payments, salaries, school fees and merchant collections, typically through USSD prompts or apps, and agent networks turn cash into e-money across the country. Cards and bank accounts matter mainly for urban, B2B and international flows. The Bank of Uganda licenses payment service providers and e-money issuers under the National Payment Systems Act; betting and gaming are licensed by the National Lotteries and Gaming Regulatory Board. {count} providers on this page declare Uganda coverage.
Payment methods in Uganda
- Mobile money — MTN MoMo and Airtel Money pay-in and bulk payouts.
- Bank transfer — EFT and RTGS for B2B and larger payouts.
- Cards — Visa and Mastercard for international buyers and e-commerce.
- Other local APMs and crypto — regional and cross-border options.
How to choose a PSP in Uganda
- Direct MNO integration or aggregator: direct connections tend to be more stable; aggregators give one API for both networks and often for neighbouring Kenya, Tanzania and Rwanda.
- Confirmation flow: push prompts versus customer-initiated payments with a merchant code; check timeouts and reconciliation.
- Settlement: UGX locally or USD/USDT offshore; check FX source and settlement frequency.
- Payouts: wallet disbursements, transaction and daily limits, fees per payout.
- Taxes: mobile money transactions carry levies that affect pricing — ask who bears them.
Betting and iGaming
Sports betting is popular and licensed locally; operators should confirm that a provider accepts gaming traffic and supports player payouts at scale. Capacity for peaks around big football matches is a practical question to raise. For alternative flows, see P2P processing.
Related hubs
Mobile money processing · Merchants in Uganda · Liquidity in Uganda · Tech in Uganda
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