Payment providers in Indonesia
Payment providers in Indonesia: PSPs, payment gateways and aggregators for pay-ins and payouts — local methods, rates and onboarding terms. Listings: 65.
Business Expansion LLC
Business Expansion is a business infrastructure and international expansion partner helping iGaming, Web3 and FinTech businesses establish, structure and scale…
AmPay
AmPay is an international payment provider that gives businesses access to local acquiring services and popular payment methods in a number of countries via a…
Echorch Payment
Echorch Payment Orchestration & Payouts What We Do Echorch is a payment orchestration platform providing unified pay-in and payout infrastructure through a…
Smilepayz
Smilepayz is a licensed Alternative Payment Provider (APM) in Indonesia. We provide localized payment solutions, including Pay-In and Pay-Out services, for…
2C2P
2C2P is a payment service provider and merchant acquirer operating in Southeast Asia. It helps merchants take payments in several markets of the region at…
Alikassa
Alikassa is a payment provider that has run P2P processing and crypto processing since 2018. The service is built for online projects that need to accept…
Artajasa
Artajasa is an Indonesian payment infrastructure company. Its legal entity is PT Artajasa Pembayaran Elektronis, operating in the Indonesian market. What…
Bayarind
Bayarind is a payment gateway with a wallet function, operating in Indonesia. Businesses use it to accept online payments, and shoppers can pay from their…
cashUP
cashUP provides payment services for businesses in the Indonesian market. It operates under PT Cashlez Worldwide Indonesia Tbk; the Tbk suffix in Indonesian…
DANA
DANA is an e-wallet from Indonesia offering payment services for businesses. Merchants can accept payments from wallet users without requiring them to have a…
dLocal
dLocal is a Montevideo-based payment platform founded in 2016 and listed on NASDAQ (DLO). It gives international companies one API and one contract for…
DOKU
DOKU is a payment gateway and wallet operating in Indonesia and Malaysia. The company plays two roles: it connects merchants to online payment acceptance and…
Duitku
Duitku is a payment gateway and payment services provider in Indonesia. It brings the main methods Indonesian shoppers use into a single integration. Methods…
Durianpay
Durianpay is a payment gateway for companies selling to customers in Indonesia. With one integration a merchant can accept cards, bank transfers and e-wallet…
Ereus PSP
The provider was founded in 2024. It offers P2P processing and crypto processing for betting, gambling, gaming and crypto projects, and settles with merchants…
ESPAY
ESPAY is a payment gateway operating in Indonesia. It links a merchant's website or app to the country's payment infrastructure, so there is no need for…
Euphoria
Euphoria is a payment platform that has been receiving and sending payments for B2B and B2C clients since 2018. It handles both fiat money and cryptocurrency…
Faspay
Faspay is an Indonesian payment gateway that businesses use to take payments from shoppers in the country. It is operated by PT Media Indonusa; the PT prefix…
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Payment service providers in Indonesia
Indonesia is Southeast Asia's largest digital economy, and cards play a small role: most online orders are paid by bank virtual account, QR or e-wallet. This page lists {count} payment gateways and payin payout providers working with Indonesian rupiah (IDR).
Local payment methods in Indonesia
- Virtual accounts (VA): a unique bank account number per order at BCA, Mandiri, BNI, BRI and others; paid from mobile banking or ATM and reconciled automatically.
- QRIS: the national standard QR code that any bank app or wallet can scan.
- E-wallets: OVO, DANA, GoPay, ShopeePay, LinkAja — with deep links for mobile checkout.
- Retail outlets (Alfamart, Indomaret) for cash, cards for higher-income users, and crypto through registered exchanges.
Regulation
Payment service providers are licensed by Bank Indonesia (including QRIS and e-money), while OJK supervises banks, lending and, since 2025, crypto assets. Gambling is illegal in Indonesia and authorities actively block related payment accounts, so licensed gateways do not onboard gaming. Lending and investment apps need OJK licensing.
Payouts and disbursements
Disbursement APIs send money to bank accounts via BI-FAST and to e-wallets — used by marketplaces, ride-hailing, lending and creator platforms. Compare fees per transfer, bank coverage and name-validation features. See payouts.
How to choose an Indonesian PSP
- VA bank coverage and per-transaction fees
- QRIS MDR and wallet coverage, refund support
- Settlement in IDR vs USD and settlement timing
- Disbursement speed and failure handling
Related: banks in Indonesia, liquidity, teams, tech providers, Indonesian merchants. Browse offers or post a request.