Payment providers in Canada
Payment providers in Canada: PSPs, payment gateways and aggregators for pay-ins and payouts — local methods, rates and onboarding terms. Listings: 84.
Paswix
Paswix is a Lithuanian electronic money institution operating through Payswix, UAB, based in Vilnius. The company says it has served businesses and individuals…
PayAngel
PayAngel handles international transfers for individuals and business payments: collections, wallets and payouts. Money is sent from the UK, the US, Canada and…
Paygasus
Paygasus is a payment gateway for omnichannel payment acceptance in the United States and Canada. It brings online, in-person and phone channels together…
PaymentCloud
PaymentCloud is a US company, founded in 2015 and based in Los Angeles, that opens merchant accounts for high-risk businesses and supplies risk management, MID…
Payomatix
Payomatix is a technology integrator and payment orchestration platform with cascading routing and support for higher-risk verticals. It was founded in 2021…
Payper Canada
Payper Canada is a processing service that helps Canadian merchants take deposits and send payouts via Interac e-Transfer right in the checkout form. What…
PayPro Global
PayPro Global is a payment platform for software makers working as Merchant of Record. The company acts as the official seller of the digital product, so it…
PaysafeCard
PaysafeCard is a payment system founded in 2000. Businesses use it to accept payments from customers in Europe, North and South America, the Middle East and…
Paystand
Paystand is a B2B payment orchestration and accounts receivable automation platform, founded in 2013 and based in Scottsdale, California. It routes business…
Payz / PSI-Pay
Payz / PSI-Pay is an e-wallet and payment account for businesses. Operating since 2000, it provides a multi-currency business wallet and a merchant account…
PhotonPay
PhotonPay is a payment system founded in 2015. It gives businesses a global account for receiving funds and moving them out via bank transfers, SEPA, SWIFT and…
Plaid (plaid.com)
Plaid (plaid.com) is a bank connectivity and payments infrastructure company founded in 2013 in San Francisco. It links bank accounts, moves money account to…
Praxis Tech
Praxis Tech is a payment orchestration platform and smart cashier for iGaming, forex and high-risk businesses, founded in 2014 in Limassol, Cyprus. It offers…
RapidCents
RapidCents is a payment technology provider for merchants in Canada and the United States. The company covers three scenarios at once: in-store acceptance…
Remitly
Remitly is an international money transfer service for individuals and businesses. Money is sent through a mobile app or the web service, and recipients…
SavPay
SavPay is a payments company and infrastructure provider for businesses in Canada. Besides merchant services, it runs a public partner programme for people who…
SecureGlobalPay
SecureGlobalPay is a merchant services provider and payment gateway focused on higher-risk industries. It accepts cards, bank debits, wallets and…
Shift4
Shift4 is a US payment processor and acquirer, founded in 1999 and based in Allentown, Pennsylvania, with a base in Malta formerly known as Finaro and…
Services in Canada
Payment providers by country
Subsections
Payment service providers in Canada
Canadian consumers split their spending between credit cards and Interac, the domestic debit network. This page lists {count} payment gateways, processors and payout providers that accept Canadian dollars (CAD) or onboard Canadian businesses.
Local payment methods in Canada
- Interac e-Transfer: bank-to-bank transfers by e-mail or phone, widely used for top-ups, P2P and iGaming deposits; also a common payout route.
- Interac Debit in-store and online, plus Visa, Mastercard and Amex cards.
- EFT / pre-authorised debits for subscriptions, rent and B2B — see ACH-style transfers.
- Crypto on- and off-ramps for regulated platforms.
Regulation
Money services businesses (including many payment processors and crypto platforms) register with FINTRAC. Payment service providers are also being brought under Bank of Canada supervision through the Retail Payment Activities Act. Gambling is provincial: Ontario runs a regulated iGaming market through iGaming Ontario and AGCO, while other provinces rely on their lottery corporations. See legal in Canada.
High-risk, iGaming and forex
Licensed Ontario operators can get domestic acquiring; offshore iGaming, forex and crypto merchants typically look for Interac-based pay-in through specialised providers. Ask about chargebacks on cards, recall risk on transfers, and source-of-funds checks. See high-risk merchants.
Choosing a Canadian PSP
- Interac coverage (e-Transfer, Online, Debit) and confirmation speed
- Card pricing (interchange-plus vs flat), FX markup for USD-priced goods
- Payout options: Interac e-Transfer, EFT, push-to-card
- Reserves, settlement frequency, CAD or USD settlement
Related hubs: banks in Canada, exchangers, teams and traders. Check offers or post a request.