Payment providers in Spain
Payment providers in Spain: PSPs, payment gateways and aggregators for pay-ins and payouts — local methods, rates and onboarding terms. Listings: 40.
Business Expansion LLC
Business Expansion is a business infrastructure and international expansion partner helping iGaming, Web3 and FinTech businesses establish, structure and scale…
BitPay
BitPay is a crypto payment processor for businesses and one of the oldest in the field: it states that it has operated since 2011 and is headquartered in…
Brite Payments
Brite Payments is an instant bank-payment network from Sweden, headquartered in Stockholm and operating since 2019. It is described as a second-generation…
CASHlib
CASHlib is a prepaid voucher payment system operating since 2015. The customer pays cash at a retail outlet, receives a voucher code and enters it when paying…
eZeeWallet
eZeeWallet is a payment system built around an e-wallet, operating since 2020. Users top up the wallet with the method they prefer, send money to other people…
Flexepin
Flexepin is a payment system founded in 2015 and part of Australia's Novatti Group. It covers a broad mix of methods, from cards and Apple Pay to European…
Fondy
Fondy is a payment service provider founded in 2016. It accepts international card payments, serves marketplaces and can split payouts between several parties…
Getnet
Getnet is the acquiring platform of the Santander banking group, serving physical and online shops in Iberia and Latin America. As a bank-owned acquirer, it…
Jupiter
Jupiter is a payment provider founded in 2024 that offers P2P transfers and crypto processing connected via API. The company openly works with betting and…
Klarna
Klarna is a payment provider founded in 2005 that operates through the Swedish entity Klarna Bank AB. It serves e-commerce, financial services and travel, and…
LemFi
LemFi is an international money transfer service that works through a mobile app. Money can be sent from Canada, the United States, the United Kingdom and…
Lyra
Lyra is a payment provider headquartered in Toulouse, France, founded in 2001. It is known for the PayZen payment gateway and for branded checkout forms…
Modulr
Modulr is an electronic money institution offering payment automation and API infrastructure for settlements, payouts and embedded financial products. The…
MONEI
MONEI is a Spanish payment institution founded in 2019 and based in Málaga, with an office in Barcelona. It accepts online and in-person payments and describes…
MuchBetter
MuchBetter is an e-wallet that has been running since 2016. Users top up a balance and spend it at merchant checkouts that support this payment option, which…
Neosurf
Neosurf is a payment system founded in 2004. Users manage funds through a mobile app, and deposits and withdrawals are made by bank transfer. Currencies euro…
Noda
Noda is a platform for instant open banking account-to-account payments, payment cascading and AI-based user analytics, built for high-conversion verticals. It…
PagSeguro
PagSeguro is a payment system operating since 2006. It accepts cards, Pix, PayPal and bank transfers and supports several Latin American and European…
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Payment providers by country
Subsections
Payment processing in Spain
Spain is a card-first e-commerce market with a strong local mobile payment layer. Most online purchases are paid with debit and credit cards, while Bizum — the bank-backed instant mobile payment system linked to a phone number — has moved from person-to-person transfers into online checkout. SEPA transfers and direct debit are standard for subscriptions and B2B. Banks and payment institutions are supervised by the Banco de España, securities and crypto marketing by the CNMV, and online gambling is licensed by the DGOJ (Directorate General for the Regulation of Gambling). {count} providers on this page declare Spain coverage.
What Spanish merchants look for
- Local acquiring: approval rates on Spanish cards, 3-D Secure (PSD2 SCA) exemptions and tokenisation for recurring payments.
- Bizum online: whether the PSP supports Bizum as a checkout method and for refunds.
- SEPA tools: SEPA transfers and direct debit for subscriptions and invoices.
- Settlement: EUR, frequency, rolling reserve.
- Licensing: a Spanish licence or an EU passport; confirm the contracting entity.
iGaming, forex and high-risk
Spain has a regulated online gambling market: operators need a DGOJ licence, and payment providers serving them must follow Spanish rules on player verification and advertising. Forex/CFD, dating, nutra and subscription businesses should check each PSP's risk policy and browse high-risk merchants.
Crypto, exchangers and liquidity
Crypto payments in Spain, exchangers in Spain and liquidity providers in Spain cover on/off-ramp and stablecoin settlement under MiCA.
Related hubs
Banks and EMI in Spain · Legal and licensing in Spain · Tech in Spain · Card acquiring
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