Payment providers in China
Payment providers in China: PSPs, payment gateways and aggregators for pay-ins and payouts — local methods, rates and onboarding terms. Listings: 50.
AmPay
AmPay is an international payment provider that gives businesses access to local acquiring services and popular payment methods in a number of countries via a…
Alipay
Alipay is an e-wallet and online payment service for businesses in China. For a merchant it is a way to accept payments from Chinese buyers with the method…
Allinpay
Allinpay is a company from China providing acquiring and payment services for businesses. Its profile is connecting merchants to cashless payment acceptance on…
Baofoo
Baofoo is a payment processor based in China. It processes payments for businesses in the Chinese market: it receives transactions from merchants, routes them…
Computop
Computop is a German payment gateway founded in 1997 and headquartered in Bamberg. Its Paygate platform is used by global brands and leading German banks, and…
dLocal
dLocal is a Montevideo-based payment platform founded in 2016 and listed on NASDAQ (DLO). It gives international companies one API and one contract for…
Ereus PSP
The provider was founded in 2024. It offers P2P processing and crypto processing for betting, gambling, gaming and crypto projects, and settles with merchants…
eZeeWallet
eZeeWallet is a payment system built around an e-wallet, operating since 2020. Users top up the wallet with the method they prefer, send money to other people…
Fipto
Fipto is a European infrastructure provider for corporate payments and treasury in fiat and stablecoins, operated by Fipto PI SAS in France (company number…
Fondy
Fondy is a payment service provider founded in 2016. It accepts international card payments, serves marketplaces and can split payouts between several parties…
Fuiou
Fuiou is a payment service operating in China. It may interest companies selling to Chinese buyers or doing business inside the country that want a local…
Huifu
Huifu is an acquiring and payment services provider in China. The company helps businesses accept cashless payments in the Chinese market. Market specifics…
iPayLinks
iPayLinks is a company specialising in cross-border payments. Its markets are China and international flows, so the service links Chinese businesses with…
iWallet
iWallet is a payment system with an e-wallet, operating since 2000. The operator is iWallet Inc., a US company based in San Francisco. The service combines…
Jeton Wallet
Jeton Wallet is a payment system with an e-wallet and virtual cards, founded in 2018. The service accepts top-ups from major card schemes and crypto wallets…
Klarna
Klarna is a payment provider founded in 2005 that operates through the Swedish entity Klarna Bank AB. It serves e-commerce, financial services and travel, and…
Lakala
Lakala is a Chinese company providing acquiring and payment services. Its market is China, where cashless payments have long been the norm in both retail and…
LemFi
LemFi is an international money transfer service that works through a mobile app. Money can be sent from Canada, the United States, the United Kingdom and…
Upcoming events: Payment providers
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Payment providers by country
Subsections
Accepting payments from China
Chinese consumers pay almost entirely through Alipay and WeChat Pay, with UnionPay cards as the main card scheme; Visa and Mastercard play a small role domestically. For most foreign merchants the question is not domestic acquiring — which requires a local entity and PBOC-licensed partners — but cross-border acceptance: letting Chinese buyers pay in CNY through their wallets while the merchant is settled abroad in USD, EUR or HKD. Capital controls and the foreign exchange administration (SAFE) shape how funds move in and out. {count} providers on this page declare China coverage.
Payment methods
- E-wallets in China — Alipay and WeChat Pay, including cross-border versions for overseas merchants, QR and in-app payments.
- Cards in China — UnionPay debit and credit; international cards for outbound travellers.
Typical use cases
- Cross-border e-commerce, SaaS and education selling to Chinese users.
- Travel, hospitality and duty-free accepting Chinese tourists' wallets.
- Chinese businesses collecting from abroad — marketplace sellers, game studios and apps that need international cards, local APMs in other countries and payouts back to China.
- Supplier payments to Chinese manufacturers via cross-border payment providers.
How to choose a provider
- Which wallets are supported, and whether it is cross-border or domestic acceptance.
- Settlement currency and FX markup, settlement cycle, reserve.
- Restricted verticals: gambling is illegal in mainland China, and crypto activity is banned, so providers screen these flows strictly.
- Data and documentation requirements (PIPL, KYB of the foreign entity).
Related hubs
Liquidity providers in China · Banks and EMI in China · Legal and licensing in China · Tech providers in China · E-wallet processing
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