Payment providers in United Kingdom
Payment providers in United Kingdom: PSPs, payment gateways and aggregators for pay-ins and payouts — local methods, rates and onboarding terms. Listings: 140.
Computop
Computop is a German payment gateway founded in 1997 and headquartered in Bamberg. Its Paygate platform is used by global brands and leading German banks, and…
Confirmo
Confirmo is a crypto payment gateway and mass-payout system from Prague, operating since 2014. Its Irish entity, Confirmo Limited, is registered at Percy…
Corefy
Corefy is a payment orchestration platform founded in 2018 and based in London. According to the company, it comes with ready connectors to more than 650…
Currencies Direct
Currencies Direct is an international money transfer and FX provider running an open partner program. The operating company is Currencies Direct Ltd, an…
Currencycloud
Currencycloud is a cloud B2B platform for embedded cross-border accounts, currency conversion and local or SWIFT settlement. It was founded in 2012, is…
Cyprium Communications
Cyprium Communications is a UK payment gateway specialising in card acceptance outside a classic website: by phone with an operator, through web chat, SMS and…
DECTA
DECTA is a payment processing, card issuing and acquiring infrastructure provider founded in 2015, working from London and Riga. The company describes itself…
DNA Payments
DNA Payments is a UK PSP and payment gateway that combines online acceptance with in-store payments. A business gets one provider for its website, shop and…
Dojo
Dojo is a PSP and acquirer based in the UK. It accepts payments online, in store via POS and through payment links, with hospitality named as a key client…
EchoPay Technology
EchoPay Technology is a UK company building payment infrastructure on open banking. Businesses accept payments directly from a customer's bank account and can…
Ecommpay
Ecommpay is an international payment provider and direct acquirer founded in 2012 and headquartered in London. It covers the full money flow of an online…
eMerchantBroker
eMerchantBroker is a provider that opens merchant accounts and connects payment gateways for businesses at different risk levels. Besides cards, the company…
eZeeWallet
eZeeWallet is a payment system built around an e-wallet, operating since 2020. Users top up the wallet with the method they prefer, send money to other people…
FastoPayments
FastoPayments opens merchant accounts for higher-risk merchants and connects them to online, POS and mobile payment methods. Its main markets are the UK and…
Finmo
Finmo is a business payments platform that combines liquidity management, collections and treasury processes. It is operated by Finmo Tech Pte. Ltd. in…
Flutterwave
Flutterwave is a payments platform for acceptance, payouts and cross-border transactions with a strong footprint in Africa. It was founded in 2016 and is based…
Fondy
Fondy is a payment service provider founded in 2016. It accepts international card payments, serves marketplaces and can split payouts between several parties…
GoCardless
GoCardless is a London-based provider of bank debit and instant bank payments, founded in 2011. It collects one-off and recurring payments account to account…
Services in United Kingdom
Payment providers by country
Subsections
Payment service providers in the United Kingdom
The UK combines a mature card market with one of the most developed open banking ecosystems in the world. This page lists {count} payment gateways, acquirers, EMIs and payout providers that accept or send GBP, or onboard UK-registered companies.
How people pay in the UK
- Cards and Apple Pay remain the default online, with SCA (3-D Secure) required for most card-not-present payments.
- Open banking pay-by-bank via Faster Payments: instant, no card fees, no chargebacks — popular for top-ups, bills and iGaming deposits.
- Bacs Direct Debit for subscriptions and utilities; SEPA and SWIFT for euro and cross-border flows.
Regulation: FCA and beyond
Payment institutions and e-money institutions are authorised by the FCA; ask whether a provider is directly authorised, an agent, or a registered small PI. Gambling operators serving UK players need a UK Gambling Commission licence, and credit cards cannot be used for gambling. Crypto firms must register with the FCA for AML. See legal and licensing in the UK.
High-risk and specialised verticals
Licensed gambling, forex/CFD brokers, dating, adult and subscription businesses can get UK acquiring, but expect enhanced due diligence, reserves and tighter chargeback thresholds. High-risk merchants and requests from UK merchants are listed separately.
Choosing a UK PSP
- Interchange++ pricing vs blended, FX markup on non-GBP cards
- Open banking coverage (share of UK banks), refund flows
- Settlement timing, safeguarding of client funds
- Payout options: Faster Payments, push-to-card, multi-currency IBANs
Related hubs: UK banks and EMIs, UK liquidity and FX, cross-border payments. Check the Offers tab or post a request.