Payment providers in United Kingdom
Payment providers in United Kingdom: PSPs, payment gateways and aggregators for pay-ins and payouts — local methods, rates and onboarding terms. Listings: 140.
Tranzzo
Tranzzo is a payment processing technology platform and white-label provider with strong anti-fraud, cascading and checkout customisation. It was founded in…
TrueLayer
TrueLayer is a London-based open banking platform, founded in 2016, for instant bank-to-bank payments and payouts. The company describes itself as a European…
Tyl by NatWest
Tyl by NatWest is the merchant acquiring offering of National Westminster Bank plc, part of the NatWest group, for businesses in the United Kingdom. It takes…
UniTeller Financial Services
UniTeller is a network for cross-border money transfers and business payments. The company handles pay-ins, sends payouts to recipients and operates through a…
Unlimit
Unlimit (formerly Unlimint) is a London-headquartered payment and fintech infrastructure group founded in 2009. It combines its own direct acquiring on several…
Verto
Verto is an international B2B payments platform from the United Kingdom offering corporate FX, cross-border payouts, multi-currency business accounts and…
Volt
Volt is a London-based payments orchestrator, founded in 2019, built on real-time account-to-account payments. According to the company, it connects SEPA…
Wise
Wise is an international payments service whose business offering combines a multi-currency payment account, FX, international transfers and batch payouts. The…
WorldFirst
WorldFirst is a cross-border payments service for businesses, founded in 2004. Its main product is the multi-currency World Account, used to receive revenue…
Worldline
Worldline is a European payment processor and acquirer, operating since the 1970s, with its head office in Paris. After the combination with Ingenico it became…
Xpaid
Xpaid is a payment provider from Poland operating since 2022. The company offers P2P processing and crypto processing, next-day settlement and a white-label…
Zeta
Zeta is a name shared by two lines of business. The first is a technology company that provides banks with a cloud API platform for card issuing and…
Services in United Kingdom
Payment providers by country
Subsections
Payment service providers in the United Kingdom
The UK combines a mature card market with one of the most developed open banking ecosystems in the world. This page lists {count} payment gateways, acquirers, EMIs and payout providers that accept or send GBP, or onboard UK-registered companies.
How people pay in the UK
- Cards and Apple Pay remain the default online, with SCA (3-D Secure) required for most card-not-present payments.
- Open banking pay-by-bank via Faster Payments: instant, no card fees, no chargebacks — popular for top-ups, bills and iGaming deposits.
- Bacs Direct Debit for subscriptions and utilities; SEPA and SWIFT for euro and cross-border flows.
Regulation: FCA and beyond
Payment institutions and e-money institutions are authorised by the FCA; ask whether a provider is directly authorised, an agent, or a registered small PI. Gambling operators serving UK players need a UK Gambling Commission licence, and credit cards cannot be used for gambling. Crypto firms must register with the FCA for AML. See legal and licensing in the UK.
High-risk and specialised verticals
Licensed gambling, forex/CFD brokers, dating, adult and subscription businesses can get UK acquiring, but expect enhanced due diligence, reserves and tighter chargeback thresholds. High-risk merchants and requests from UK merchants are listed separately.
Choosing a UK PSP
- Interchange++ pricing vs blended, FX markup on non-GBP cards
- Open banking coverage (share of UK banks), refund flows
- Settlement timing, safeguarding of client funds
- Payout options: Faster Payments, push-to-card, multi-currency IBANs
Related hubs: UK banks and EMIs, UK liquidity and FX, cross-border payments. Check the Offers tab or post a request.