Payment providers in United Kingdom
Payment providers in United Kingdom: PSPs, payment gateways and aggregators for pay-ins and payouts — local methods, rates and onboarding terms. Listings: 140.
NeroPay
NeroPay is a UK payment company with an open partner program. It offers market players three ways to work together: refer merchants, connect their own software…
NMI
NMI is a white-label payment gateway platform and infrastructure for ISOs, PayFacs, ISVs and acquiring banks. It was founded in 2001, with offices in Roselle…
Noda
Noda is a platform for instant open banking account-to-account payments, payment cascading and AI-based user analytics, built for high-conversion verticals. It…
Onafriq
Onafriq is payment infrastructure for cross-border transactions across Africa, built around a mobile money hub that the company says connects more than 500…
Optimus Pay
Optimus Pay is a UK payment service provider focused on card processing. It serves both small firms and large businesses. What card processing means Processing…
Paddle
Paddle is a London-based payments company founded in 2012 that works as a Merchant of Record for SaaS, AI services and mobile apps. It combines checkout…
Paswix
Paswix is a Lithuanian electronic money institution operating through Payswix, UAB, based in Vilnius. The company says it has served businesses and individuals…
PayAdmit
PayAdmit is payment orchestration infrastructure: a brandable gateway and payment cashier for PSPs, banks and high-volume operators. The client launches a…
PayAngel
PayAngel handles international transfers for individuals and business payments: collections, wallets and payouts. Money is sent from the UK, the US, Canada and…
Paybuddy
Paybuddy is a UK payments company that invites partners to add payment solutions to their B2B sales. Partners choose the format: earn commission on referrals…
Paymentplus
Paymentplus is a company that gives online stores a gateway to accept card checkout and actively grows through a partner channel. It operates in the United…
Payoneer
Payoneer is a cross-border payments platform for companies, freelancers and marketplaces: receiving international revenue, payment requests and mass payouts…
PayPro Global
PayPro Global is a payment platform for software makers working as Merchant of Record. The company acts as the official seller of the digital product, so it…
Paysafe
Paysafe is a payment services provider founded in 1996 and headquartered in London. Its Paysafe Checkout and iGaming Cashier is a unified cashier integration…
PaysafeCard
PaysafeCard is a payment system founded in 2000. Businesses use it to accept payments from customers in Europe, North and South America, the Middle East and…
PayXpert
PayXpert is a multichannel payment platform and white-label gateway founded in 2009, with offices in London and Barcelona. The profile ties it to the Qori…
Payz / PSI-Pay
Payz / PSI-Pay is an e-wallet and payment account for businesses. Operating since 2000, it provides a multi-currency business wallet and a merchant account…
PhotonPay
PhotonPay is a payment system founded in 2015. It gives businesses a global account for receiving funds and moving them out via bank transfers, SEPA, SWIFT and…
Services in United Kingdom
Payment providers by country
Subsections
Payment service providers in the United Kingdom
The UK combines a mature card market with one of the most developed open banking ecosystems in the world. This page lists {count} payment gateways, acquirers, EMIs and payout providers that accept or send GBP, or onboard UK-registered companies.
How people pay in the UK
- Cards and Apple Pay remain the default online, with SCA (3-D Secure) required for most card-not-present payments.
- Open banking pay-by-bank via Faster Payments: instant, no card fees, no chargebacks — popular for top-ups, bills and iGaming deposits.
- Bacs Direct Debit for subscriptions and utilities; SEPA and SWIFT for euro and cross-border flows.
Regulation: FCA and beyond
Payment institutions and e-money institutions are authorised by the FCA; ask whether a provider is directly authorised, an agent, or a registered small PI. Gambling operators serving UK players need a UK Gambling Commission licence, and credit cards cannot be used for gambling. Crypto firms must register with the FCA for AML. See legal and licensing in the UK.
High-risk and specialised verticals
Licensed gambling, forex/CFD brokers, dating, adult and subscription businesses can get UK acquiring, but expect enhanced due diligence, reserves and tighter chargeback thresholds. High-risk merchants and requests from UK merchants are listed separately.
Choosing a UK PSP
- Interchange++ pricing vs blended, FX markup on non-GBP cards
- Open banking coverage (share of UK banks), refund flows
- Settlement timing, safeguarding of client funds
- Payout options: Faster Payments, push-to-card, multi-currency IBANs
Related hubs: UK banks and EMIs, UK liquidity and FX, cross-border payments. Check the Offers tab or post a request.