Payment providers in Japan
Payment providers in Japan: PSPs, payment gateways and aggregators for pay-ins and payouts — local methods, rates and onboarding terms. Listings: 67.
KOMOJU
KOMOJU is a payment gateway whose core market is Japan. In addition to local sellers, it works with international companies that need to accept payments from…
Line Pay
Line Pay is a payment system founded in 2015 that works through a mobile app. Users link Visa and Mastercard cards and check out from their smartphones. How it…
Metaps Payment
Metaps Payment is a payment gateway in Japan. It combines card acceptance with local Japanese methods that are hard to do without when selling in this market…
MuchBetter
MuchBetter is an e-wallet that has been running since 2016. Users top up a balance and spend it at merchant checkouts that support this payment option, which…
NETSTARS
NETSTARS is a payment service operating in Japan. It helps businesses accept cashless payments from Japanese customers and suits companies launching sales in…
NihaoPay
NihaoPay helps international merchants accept payments from customers used to Chinese payment systems. Acceptance works online, in mobile channels and in…
Noda
Noda is a platform for instant open banking account-to-account payments, payment cascading and AI-based user analytics, built for high-conversion verticals. It…
OFAPAY
OFAPAY is a payment gateway and payment services provider operating in the Asia-Pacific region. It offers merchants online payment acceptance and builds…
Omise
Omise is a payment gateway operating in four Asian countries: Thailand, Singapore, Malaysia and Japan. That suits companies selling in several of these…
Paswix
Paswix is a Lithuanian electronic money institution operating through Payswix, UAB, based in Vilnius. The company says it has served businesses and individuals…
PAY.JP
PAY.JP is a payment gateway operating in the Japanese market. The service is run by PAY Inc. It suits online businesses that sell to Japanese buyers and want…
Paygent
Paygent is a payment gateway operating in Japan. It gives online stores access to the ways Japanese shoppers pay, from cards to cash at convenience stores…
PayPay
PayPay is an e-wallet and merchant service in Japan. The main scenario is QR checkout: the shopper scans a code with a phone and pays from the wallet. How QR…
PayU
PayU runs a global payment orchestration and multi-acquiring platform that came from Zooz, a company founded in 2010 in Tel Aviv with a presence in Amsterdam…
Payz / PSI-Pay
Payz / PSI-Pay is an e-wallet and payment account for businesses. Operating since 2000, it provides a multi-currency business wallet and a merchant account…
Rakuten Pay
Rakuten Pay is an e-wallet and business payment tool operating in Japan. Shoppers keep funds and linked payment methods in the wallet, and the store accepts…
Remise
Remise is a payment gateway operating in Japan. It links an online store or service to the country's payment infrastructure and lets it accept payments from…
Remitly
Remitly is an international money transfer service for individuals and businesses. Money is sent through a mobile app or the web service, and recipients…
Services in Japan
Payment providers by country
Subsections
Payment service providers in Japan
Japan is a high-value, low-fraud market with distinct habits: many shoppers still prefer to pay at a convenience store or by bank transfer, and domestic brands like JCB and PayPay matter as much as Visa. This page lists {count} payment gateways and providers that accept Japanese yen (JPY) or support Japan in their coverage.
Local payment methods in Japan
- Cards: Visa, Mastercard, JCB, Amex and Diners; installment and bonus-payment options are common with local issuers.
- Konbini: pay at 7-Eleven, Lawson or FamilyMart with a payment number — key for younger and card-averse users.
- Bank transfer (furikomi) and Pay-easy for bills and higher tickets.
- QR and e-wallets: PayPay, Rakuten Pay, d払い, au PAY, plus carrier billing; see local APMs.
Regulation
The Financial Services Agency (FSA) oversees funds transfer service providers, prepaid payment instruments and crypto-asset exchange service providers, which must register. The Installment Sales Act sets security rules for card acquirers and payment agencies. Gambling is largely prohibited outside public sports and pachinko, so gaming merchants rarely get domestic acquiring.
Typical verticals
Cross-border e-commerce, digital content, games and subscriptions do well, but Japanese customers expect a localised checkout with konbini and bank transfer options and Japanese-language receipts. Payout providers serve creators, affiliates and marketplace sellers.
How to choose a PSP for Japan
- JCB acceptance and approval rates for foreign merchants
- Konbini and Pay-easy coverage, confirmation speed
- Wallet support (PayPay and others) for cross-border merchants
- Settlement currency (JPY vs USD) and FX costs
Related: liquidity and FX, tech providers, cross-border payments, local payment methods. Post a request.