Overview
Fipto is a European infrastructure provider for corporate payments and treasury in fiat and stablecoins, operated by Fipto PI SAS in France (company number 929508893). Through an API it receives, sends and converts funds for PSPs and corporate finance teams.
Accounts and assets - EUR via SEPA and SEPA Instant, including a virtual IBAN; - USD via SWIFT; - stablecoins USDC, EURC and EURCV, on Ethereum and Base; - BTC, ETH and SOL.
Payment links with automatic conversion and round-the-clock liquidity movement between companies are part of the offer.
Payouts Local schemes are used for delivery: - Brazil: Pix; - Mexico: SPEI; - Colombia: NEQUI; - the Philippines: PESONet; - Hong Kong: FPS and CHATS; - China: CIPS; - Singapore is also a destination.
The countries where an account can be opened differ from the payout destinations, so check them separately.
Use cases The product automates treasury and cross-border payments: hold liquidity in stablecoins, convert it to fiat and pay recipients in local currency. The company lists ISO 27001 and publishes a compliance policy and API documentation at docs.fipto.com.
Who it suits PSPs and finance teams paying into Latin America and Asia that want stablecoins as a settlement layer.
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What they do
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