Overview
Lemonway is a French payment institution built for marketplaces, e-commerce platforms and crowdfunding. It was founded in 2007 and is based in Paris.
Services - Marketplace payments with pay-in, escrow, split and pay-out flows. - Payment accounts and e-wallets for platform participants. - Merchant collection, including SEPA acceptance. - IBAN generation, KYC and AML onboarding, and routing across several acquirers.
A split engine divides each buyer payment among sellers and the platform, which matters for models with several parties to a transaction.
Licensing Lemonway operates under its own French payment institution licence, supervised by the ACPR (licence reference 16568), with passporting across the European Union. The provider's website states the authorisation.
Markets and pricing The stated geography is the European Union and the United Kingdom. Target verticals include B2B and B2C marketplaces, crowdfunding, fintech and real estate. Pricing combines a monthly fee with transaction fees. A marketplace should describe its model and the countries of buyers and sellers when requesting terms.
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