Overview
ValPay is a payment facilitator (PayFac) that embeds processing directly into software platforms. The company operates in Canada and the US and adds terminal options for in-person sales on top of online acceptance.
Who it serves The PayFac model suits businesses that look after many sellers at once: - SaaS products that need to accept payments inside their own software; - ISV platforms that onboard their customers to card acceptance without a separate bank contract for each one; - regular merchants looking for acquiring with a terminal.
The platform can earn on its users' payments, and the seller gets a faster start without lengthy bank underwriting.
Payment methods - bank cards; - QR payments; - contactless payments at the terminal; - local payment methods.
The exact set depends on the product and the country of onboarding.
Coverage and terms The main markets are Canada and the US; other regions depend on the product. Pricing, payout timing and the revenue-sharing model with platforms are not published and are agreed when you apply, based on volume and business type.
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