Payment providers in United Kingdom
Payment providers in United Kingdom: PSPs, payment gateways and aggregators for pay-ins and payouts — local methods, rates and onboarding terms. Listings: 140.
Plaid (plaid.com)
Plaid (plaid.com) is a bank connectivity and payments infrastructure company founded in 2013 in San Francisco. It links bank accounts, moves money account to…
QuadraPay
QuadraPay is a UK company that finds merchant accounts for high-risk businesses and connects a payment gateway. In essence, it acts as an intermediary between…
Quickpay
Quickpay is a European payment gateway founded in 2004 in Aarhus, Denmark, and part of the Unzer group. It runs a white-label partner programme for resellers…
Ramp Network
Ramp Network is fiat-to-crypto infrastructure founded in 2017, with offices in London and Warsaw. It lets individuals buy and sell cryptocurrency and lets…
Rapyd
Rapyd is a fintech-as-a-service and payment orchestration platform founded in 2016, with offices in London and Tel Aviv. It brings together 900+ payment…
Remitly
Remitly is an international money transfer service for individuals and businesses. Money is sent through a mobile app or the web service, and recipients…
Robokassa
Robokassa is a payment aggregator that has been helping online merchants accept payments and connect payment services since 2002. The company works with…
SecureGlobalPay
SecureGlobalPay is a merchant services provider and payment gateway focused on higher-risk industries. It accepts cards, bank debits, wallets and…
Shift4
Shift4 is a US payment processor and acquirer, founded in 1999 and based in Allentown, Pennsylvania, with a base in Malta formerly known as Finaro and…
SignetPay
SignetPay is a payment gateway that states it operates in several markets: India, the Asia-Pacific region, the United States, the United Kingdom and the UAE…
Simple.app
Simple.app is a payment provider founded in 2021. It combines crypto processing, mass payouts and P2P transfers, serving companies in crypto, e-commerce and…
Skrill
Skrill is a payment system that has been running since 2001. It combines an e-wallet, bank transfers, a mobile app and an API for businesses. Payment methods…
SumUp
SumUp is a payment aggregator and PSP that helps small companies accept bank card payments. This profile focuses on the UK market. Who it is for Typical…
sunday
sunday is a payment facilitator (PayFac) built for restaurants and hospitality. It operates in the United States and the United Kingdom and lets guests settle…
takepayments
takepayments is a payment service provider in the UK that helps companies accept bank card payments online and via payment links. The listing suits British…
Taxi Payments
Taxi Payments is a British payments company that helps taxi drivers accept bank card payments. Besides the service itself, the company runs a public partner…
Thunes
Thunes is a B2B infrastructure for international payouts used by banks, PSPs, platforms and wallets. Through a single connection, it delivers payouts to bank…
Transak
Transak is on-ramp and off-ramp infrastructure for fintechs, wallets, money transfer and payroll platforms, and Web3 projects. Founded in 2019, it has offices…
Services in United Kingdom
Payment providers by country
Subsections
Payment service providers in the United Kingdom
The UK combines a mature card market with one of the most developed open banking ecosystems in the world. This page lists {count} payment gateways, acquirers, EMIs and payout providers that accept or send GBP, or onboard UK-registered companies.
How people pay in the UK
- Cards and Apple Pay remain the default online, with SCA (3-D Secure) required for most card-not-present payments.
- Open banking pay-by-bank via Faster Payments: instant, no card fees, no chargebacks — popular for top-ups, bills and iGaming deposits.
- Bacs Direct Debit for subscriptions and utilities; SEPA and SWIFT for euro and cross-border flows.
Regulation: FCA and beyond
Payment institutions and e-money institutions are authorised by the FCA; ask whether a provider is directly authorised, an agent, or a registered small PI. Gambling operators serving UK players need a UK Gambling Commission licence, and credit cards cannot be used for gambling. Crypto firms must register with the FCA for AML. See legal and licensing in the UK.
High-risk and specialised verticals
Licensed gambling, forex/CFD brokers, dating, adult and subscription businesses can get UK acquiring, but expect enhanced due diligence, reserves and tighter chargeback thresholds. High-risk merchants and requests from UK merchants are listed separately.
Choosing a UK PSP
- Interchange++ pricing vs blended, FX markup on non-GBP cards
- Open banking coverage (share of UK banks), refund flows
- Settlement timing, safeguarding of client funds
- Payout options: Faster Payments, push-to-card, multi-currency IBANs
Related hubs: UK banks and EMIs, UK liquidity and FX, cross-border payments. Check the Offers tab or post a request.