Payment providers in China
Payment providers in China: PSPs, payment gateways and aggregators for pay-ins and payouts — local methods, rates and onboarding terms. Listings: 50.
LianLian Pay
LianLian Pay is a cross-border payments provider from China. It operates at the junction of the Chinese and international markets, helping businesses move…
MuchBetter
MuchBetter is an e-wallet that has been running since 2016. Users top up a balance and spend it at merchant checkouts that support this payment option, which…
Mukuru
Mukuru is a money transfer service focused on Africa and international corridors. Its page for senders in Malawi lists recipients in African countries, Asia…
NihaoPay
NihaoPay helps international merchants accept payments from customers used to Chinese payment systems. Acceptance works online, in mobile channels and in…
Noda
Noda is a platform for instant open banking account-to-account payments, payment cascading and AI-based user analytics, built for high-conversion verticals. It…
OCBC
OCBC in Indonesia, operated by PT Bank OCBC NISP Tbk, offers a Merchant Solution covering EDC terminals, QRIS and online acquiring. The bank names Otoritas…
Oceanpayment
Oceanpayment is a company specialising in cross-border payments. The stated markets are Hong Kong and mainland China, with operations at an international…
OFAPAY
OFAPAY is a payment gateway and payment services provider operating in the Asia-Pacific region. It offers merchants online payment acceptance and builds…
Paswix
Paswix is a Lithuanian electronic money institution operating through Payswix, UAB, based in Vilnius. The company says it has served businesses and individuals…
Payscout
Payscout is an acquiring and integrated processing company, founded in 2011 and based in Los Angeles. Here it appears through WinDisputes, a Chargeback Gurus…
Payz / PSI-Pay
Payz / PSI-Pay is an e-wallet and payment account for businesses. Operating since 2000, it provides a multi-currency business wallet and a merchant account…
PhotonPay
PhotonPay is a payment system founded in 2015. It gives businesses a global account for receiving funds and moving them out via bank transfers, SEPA, SWIFT and…
PingPong
PingPong provides businesses with global accounts, FX, payouts, cards and online payment acceptance, with a link to the Chinese market. The platform API…
Simple.app
Simple.app is a payment provider founded in 2021. It combines crypto processing, mass payouts and P2P transfers, serving companies in crypto, e-commerce and…
Skrill
Skrill is a payment system that has been running since 2001. It combines an e-wallet, bank transfers, a mobile app and an API for businesses. Payment methods…
Sticpay
Sticpay is a payment system founded in 2017. It combines an e-wallet, acquiring for businesses and a mobile app, and supports both fiat and crypto assets…
UniTeller Financial Services
UniTeller is a network for cross-border money transfers and business payments. The company handles pay-ins, sends payouts to recipients and operates through a…
WebMoney
WebMoney is a payment system that has been operating since 1998. It gives individuals and businesses e-wallets, transfers, and deposits via bank transfer or…
Services in China
Payment providers by country
Subsections
Accepting payments from China
Chinese consumers pay almost entirely through Alipay and WeChat Pay, with UnionPay cards as the main card scheme; Visa and Mastercard play a small role domestically. For most foreign merchants the question is not domestic acquiring — which requires a local entity and PBOC-licensed partners — but cross-border acceptance: letting Chinese buyers pay in CNY through their wallets while the merchant is settled abroad in USD, EUR or HKD. Capital controls and the foreign exchange administration (SAFE) shape how funds move in and out. {count} providers on this page declare China coverage.
Payment methods
- E-wallets in China — Alipay and WeChat Pay, including cross-border versions for overseas merchants, QR and in-app payments.
- Cards in China — UnionPay debit and credit; international cards for outbound travellers.
Typical use cases
- Cross-border e-commerce, SaaS and education selling to Chinese users.
- Travel, hospitality and duty-free accepting Chinese tourists' wallets.
- Chinese businesses collecting from abroad — marketplace sellers, game studios and apps that need international cards, local APMs in other countries and payouts back to China.
- Supplier payments to Chinese manufacturers via cross-border payment providers.
How to choose a provider
- Which wallets are supported, and whether it is cross-border or domestic acceptance.
- Settlement currency and FX markup, settlement cycle, reserve.
- Restricted verticals: gambling is illegal in mainland China, and crypto activity is banned, so providers screen these flows strictly.
- Data and documentation requirements (PIPL, KYB of the foreign entity).
Related hubs
Liquidity providers in China · Banks and EMI in China · Legal and licensing in China · Tech providers in China · E-wallet processing
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