Payment providers in Uganda
Payment providers in Uganda: PSPs, payment gateways and aggregators for pay-ins and payouts — local methods, rates and onboarding terms. Listings: 39.
Mukuru
Mukuru is a money transfer service focused on Africa and international corridors. Its page for senders in Malawi lists recipients in African countries, Asia…
Onafriq
Onafriq is payment infrastructure for cross-border transactions across Africa, built around a mobile money hub that the company says connects more than 500…
pawaPay
pawaPay brings African mobile-money wallets together under one API for collections, payouts and refunds. In most countries it works as an aggregator, while in…
PayAngel
PayAngel handles international transfers for individuals and business payments: collections, wallets and payouts. Money is sent from the UK, the US, Canada and…
Pegasus Technologies
Pegasus Technologies is a payment services provider and gateway in Uganda. It brings together a card gateway, mobile money aggregation and USSD payments…
SeerBit
SeerBit is a payment provider and gateway operating in nine African countries. It covers online acceptance, in-store payments, recurring billing and embedded…
Simple.app
Simple.app is a payment provider founded in 2021. It combines crypto processing, mass payouts and P2P transfers, serving companies in crypto, e-commerce and…
Skrill
Skrill is a payment system that has been running since 2001. It combines an e-wallet, bank transfers, a mobile app and an API for businesses. Payment methods…
Wise
Wise is an international payments service whose business offering combines a multi-currency payment account, FX, international transfers and batch payouts. The…
Yo Uganda
Yo Uganda is a PSP and payment aggregator operating in Uganda. The company processes digital payments made by customers and routes the money to merchants…
Services in Uganda
Payment providers by country
Subsections
Payment processing in Uganda
Uganda's digital payments run on mobile money. Two operator wallets — MTN Mobile Money and Airtel Money — handle most consumer payments, salaries, school fees and merchant collections, typically through USSD prompts or apps, and agent networks turn cash into e-money across the country. Cards and bank accounts matter mainly for urban, B2B and international flows. The Bank of Uganda licenses payment service providers and e-money issuers under the National Payment Systems Act; betting and gaming are licensed by the National Lotteries and Gaming Regulatory Board. {count} providers on this page declare Uganda coverage.
Payment methods in Uganda
- Mobile money — MTN MoMo and Airtel Money pay-in and bulk payouts.
- Bank transfer — EFT and RTGS for B2B and larger payouts.
- Cards — Visa and Mastercard for international buyers and e-commerce.
- Other local APMs and crypto — regional and cross-border options.
How to choose a PSP in Uganda
- Direct MNO integration or aggregator: direct connections tend to be more stable; aggregators give one API for both networks and often for neighbouring Kenya, Tanzania and Rwanda.
- Confirmation flow: push prompts versus customer-initiated payments with a merchant code; check timeouts and reconciliation.
- Settlement: UGX locally or USD/USDT offshore; check FX source and settlement frequency.
- Payouts: wallet disbursements, transaction and daily limits, fees per payout.
- Taxes: mobile money transactions carry levies that affect pricing — ask who bears them.
Betting and iGaming
Sports betting is popular and licensed locally; operators should confirm that a provider accepts gaming traffic and supports player payouts at scale. Capacity for peaks around big football matches is a practical question to raise. For alternative flows, see P2P processing.
Related hubs
Mobile money processing · Merchants in Uganda · Liquidity in Uganda · Tech in Uganda
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