Overview
Mamlaka is a Kenyan payment provider for collecting and sending payments. Merchants sign up through a self-onboarding portal, pass online KYC and integrate via API.
Capabilities
- Collections and payouts — incoming customer payments and outgoing transfers in one service.
- Merchant API — integration into a website, app or internal system.
- Online KYC and self-onboarding — business verification happens remotely, without office visits.
Geography
The company states it operates in 13 African markets:
- East Africa: Kenya, Uganda, Tanzania;
- West Africa: Nigeria, Ghana, Senegal, Côte d'Ivoire, Benin, Burkina Faso;
- Central and Southern Africa: Cameroon, South Africa, Zambia, Zimbabwe.
Licence and legal entity
The operator is Mamlaka Hub and Spoke Limited (Kenya). It is listed among the Central Bank of Kenya's authorised PSPs with permission to process payments on behalf of merchants; it was first licensed in May 2023.
Pricing and settlement times are not published — they are quoted after you register on the portal.
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Geography · 13
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