Payment providers in Indonesia
Payment providers in Indonesia: PSPs, payment gateways and aggregators for pay-ins and payouts — local methods, rates and onboarding terms. Listings: 65.
OVO
OVO is an e-wallet and business payment service in Indonesia. A merchant adds OVO as a payment option and accepts money from shoppers who keep a balance in the…
OxPay
OxPay is a merchant acquiring and payment services provider in Southeast Asia. The company helps merchants accept payments in several countries across the…
OY! Indonesia
OY! Indonesia is a payment aggregator operating in the Indonesian market. An aggregator brings different payment methods together in one connection, so a…
Paswix
Paswix is a Lithuanian electronic money institution operating through Payswix, UAB, based in Vilnius. The company says it has served businesses and individuals…
PayU
PayU runs a global payment orchestration and multi-acquiring platform that came from Zooz, a company founded in 2010 in Tel Aviv with a presence in Amsterdam…
PhotonPay
PhotonPay is a payment system founded in 2015. It gives businesses a global account for receiving funds and moving them out via bank transfers, SEPA, SWIFT and…
Prismalink
Prismalink is a payment gateway operating in Indonesia. It connects a merchant's website or app to the country's payment infrastructure and lets the business…
Red Dot Payment
The Red Dot Payment gateway operates in three Southeast Asian countries: Singapore, Thailand and Indonesia. It connects a merchant's website or app to the…
Simple.app
Simple.app is a payment provider founded in 2021. It combines crypto processing, mass payouts and P2P transfers, serving companies in crypto, e-commerce and…
Skrill
Skrill is a payment system that has been running since 2001. It combines an e-wallet, bank transfers, a mobile app and an API for businesses. Payment methods…
Sticpay
Sticpay is a payment system founded in 2017. It combines an e-wallet, acquiring for businesses and a mobile app, and supports both fiat and crypto assets…
Swapple
Swapple is a payment provider founded in 2024. It specialises in P2P transfers and crypto processing and works with projects in betting, gambling, binary…
Trustee
Trustee is a payment provider operating since 2022. It combines P2P transfers, crypto processing and API integration and serves clients in Europe, Asia, the…
UniTeller Financial Services
UniTeller is a network for cross-border money transfers and business payments. The company handles pay-ins, sends payouts to recipients and operates through a…
Wallex
Wallex is a B2B payment service from M-DAQ Global for cross-border transfers, local collection and FX in Asia. The contracting entity is M-DAQ Payment…
Wise
Wise is an international payments service whose business offering combines a multi-currency payment account, FX, international transfers and batch payouts. The…
Xendit
Xendit is a payment gateway and payment services provider in Southeast Asia. The company operates in Indonesia, the Philippines, Malaysia, Singapore and…
Services in Indonesia
Payment providers by country
Subsections
Payment service providers in Indonesia
Indonesia is Southeast Asia's largest digital economy, and cards play a small role: most online orders are paid by bank virtual account, QR or e-wallet. This page lists {count} payment gateways and payin payout providers working with Indonesian rupiah (IDR).
Local payment methods in Indonesia
- Virtual accounts (VA): a unique bank account number per order at BCA, Mandiri, BNI, BRI and others; paid from mobile banking or ATM and reconciled automatically.
- QRIS: the national standard QR code that any bank app or wallet can scan.
- E-wallets: OVO, DANA, GoPay, ShopeePay, LinkAja — with deep links for mobile checkout.
- Retail outlets (Alfamart, Indomaret) for cash, cards for higher-income users, and crypto through registered exchanges.
Regulation
Payment service providers are licensed by Bank Indonesia (including QRIS and e-money), while OJK supervises banks, lending and, since 2025, crypto assets. Gambling is illegal in Indonesia and authorities actively block related payment accounts, so licensed gateways do not onboard gaming. Lending and investment apps need OJK licensing.
Payouts and disbursements
Disbursement APIs send money to bank accounts via BI-FAST and to e-wallets — used by marketplaces, ride-hailing, lending and creator platforms. Compare fees per transfer, bank coverage and name-validation features. See payouts.
How to choose an Indonesian PSP
- VA bank coverage and per-transaction fees
- QRIS MDR and wallet coverage, refund support
- Settlement in IDR vs USD and settlement timing
- Disbursement speed and failure handling
Related: banks in Indonesia, liquidity, teams, tech providers, Indonesian merchants. Browse offers or post a request.