Payment providers in Indonesia
Payment providers in Indonesia: PSPs, payment gateways and aggregators for pay-ins and payouts — local methods, rates and onboarding terms. Listings: 65.
Fazz
Fazz is a payment service operating in two Southeast Asian markets: Indonesia and Singapore. For a company selling in the region, this means covering payment…
Finpay
Finpay is a payment gateway operating in Indonesia. The service is run by PT Finnet Indonesia. Why a gateway in Indonesia The Indonesian market is known for…
Fondy
Fondy is a payment service provider founded in 2016. It accepts international card payments, serves marketplaces and can split payouts between several parties…
Getz
Getz is a payment facilitator (PayFac) that connects sellers to payment acceptance in Southeast Asia. Restaurants are named among its key clients. How a PayFac…
GrabPay
GrabPay is a payment system that has operated since 2012 in eight Southeast Asian countries. It is part of the Grab ecosystem, operated by Grab Holdings…
iPaymu
iPaymu is a payment gateway operating in Indonesia. It lets online stores, services and apps accept payments from Indonesian customers through a single…
Jeton Wallet
Jeton Wallet is a payment system with an e-wallet and virtual cards, founded in 2018. The service accepts top-ups from major card schemes and crypto wallets…
LinkQu
LinkQu is a payment service from Indonesia operated by the local company PT Tri Usaha Berkat. It is aimed at businesses that need to accept payments from…
M2P Fintech
M2P Fintech supplies banks and fintech companies with core banking, lending and card payment technology through APIs. It is a financial infrastructure vendor…
Marvelous
Marvelous is a payment company handling invoices and payments in Singapore, Hong Kong and Indonesia. It runs an open partner programme for those who implement…
MatchMove
MatchMove provides infrastructure for embedding payments, card programmes, accounts and cross-border transfers into other companies' products. It acts as a…
Maybank
Maybank, operated by Malayan Banking Berhad, is a Malaysian bank offering merchant acquiring together with business bank accounts. Its Malaysian acceptance…
Midtrans
Midtrans is a payment gateway operating in Indonesia. It connects a merchant's website or app to local payment options and handles the technical side of…
Moolahgo
Moolahgo is a payment service operating in Singapore and Indonesia. It is useful for companies and individuals that need to make payments in these two markets…
MuchBetter
MuchBetter is an e-wallet that has been running since 2016. Users top up a balance and spend it at merchant checkouts that support this payment option, which…
NICEPAY Indonesia
NICEPAY Indonesia is a payment gateway for businesses operating in Indonesia. Its operator is the local company PT IONPAY NETWORKS. What it offers The gateway…
OCBC
OCBC in Indonesia, operated by PT Bank OCBC NISP Tbk, offers a Merchant Solution covering EDC terminals, QRIS and online acquiring. The bank names Otoritas…
Onramp Money
Onramp Money is an on/off-ramp provider that supports local payment methods and many blockchains. For platforms it offers fiat acceptance with merchant…
Services in Indonesia
Payment providers by country
Subsections
Payment service providers in Indonesia
Indonesia is Southeast Asia's largest digital economy, and cards play a small role: most online orders are paid by bank virtual account, QR or e-wallet. This page lists {count} payment gateways and payin payout providers working with Indonesian rupiah (IDR).
Local payment methods in Indonesia
- Virtual accounts (VA): a unique bank account number per order at BCA, Mandiri, BNI, BRI and others; paid from mobile banking or ATM and reconciled automatically.
- QRIS: the national standard QR code that any bank app or wallet can scan.
- E-wallets: OVO, DANA, GoPay, ShopeePay, LinkAja — with deep links for mobile checkout.
- Retail outlets (Alfamart, Indomaret) for cash, cards for higher-income users, and crypto through registered exchanges.
Regulation
Payment service providers are licensed by Bank Indonesia (including QRIS and e-money), while OJK supervises banks, lending and, since 2025, crypto assets. Gambling is illegal in Indonesia and authorities actively block related payment accounts, so licensed gateways do not onboard gaming. Lending and investment apps need OJK licensing.
Payouts and disbursements
Disbursement APIs send money to bank accounts via BI-FAST and to e-wallets — used by marketplaces, ride-hailing, lending and creator platforms. Compare fees per transfer, bank coverage and name-validation features. See payouts.
How to choose an Indonesian PSP
- VA bank coverage and per-transaction fees
- QRIS MDR and wallet coverage, refund support
- Settlement in IDR vs USD and settlement timing
- Disbursement speed and failure handling
Related: banks in Indonesia, liquidity, teams, tech providers, Indonesian merchants. Browse offers or post a request.