Payment providers in Australia
Payment providers in Australia: PSPs, payment gateways and aggregators for pay-ins and payouts — local methods, rates and onboarding terms. Listings: 57.
Neosurf
Neosurf is a payment system founded in 2004. Users manage funds through a mobile app, and deposits and withdrawals are made by bank transfer. Currencies euro…
Noda
Noda is a platform for instant open banking account-to-account payments, payment cascading and AI-based user analytics, built for high-conversion verticals. It…
Paswix
Paswix is a Lithuanian electronic money institution operating through Payswix, UAB, based in Vilnius. The company says it has served businesses and individuals…
Pay Advantage
Pay Advantage is an Australian payment service provider that specialises in recurring payments. It suits businesses that charge customers on a schedule…
PayAngel
PayAngel handles international transfers for individuals and business payments: collections, wallets and payouts. Money is sent from the UK, the US, Canada and…
Payleadr
Payleadr is a payment service provider from Australia that specialises in recurring payments. Its core method is direct debit. How direct debit works The…
Paymate
Paymate is a payment service provider (PSP) from Australia. It offers online payments and payment acceptance for businesses. Online payments for business A PSP…
PaysafeCard
PaysafeCard is a payment system founded in 2000. Businesses use it to accept payments from customers in Europe, North and South America, the Middle East and…
PaySmart
PaySmart is a payment services provider from Australia that specialises in direct debit. With this method, money is taken from the customer's account under an…
PayU
PayU runs a global payment orchestration and multi-acquiring platform that came from Zooz, a company founded in 2010 in Tel Aviv with a presence in Amsterdam…
Payz / PSI-Pay
Payz / PSI-Pay is an e-wallet and payment account for businesses. Operating since 2000, it provides a multi-currency business wallet and a merchant account…
Remitly
Remitly is an international money transfer service for individuals and businesses. Money is sent through a mobile app or the web service, and recipients…
Safepay
Safepay appears in two markets, Pakistan and Australia, and the two offerings differ. Australia: Safe Pay escrow The Australian Safe Pay combines money escrow…
SecurePay
SecurePay is an Australian payment provider with an online gateway for card payments. It connects online stores and services to the main cards Australian…
Skrill
Skrill is a payment system that has been running since 2001. It combines an e-wallet, bank transfers, a mobile app and an API for businesses. Payment methods…
Sticpay
Sticpay is a payment system founded in 2017. It combines an e-wallet, acquiring for businesses and a mobile app, and supports both fiat and crypto assets…
Swapped
Swapped is an on-ramp and off-ramp platform that lets users buy and sell digital assets, including stablecoins, with fiat payments. For businesses it offers a…
Swapple
Swapple is a payment provider founded in 2024. It specialises in P2P transfers and crypto processing and works with projects in betting, gambling, binary…
Services in Australia
Payment providers by country
Subsections
Payment service providers in Australia
Australia is a card- and wallet-heavy market with one of the highest contactless and mobile wallet adoption rates in the world, plus a modern real-time bank network. This page lists {count} payment gateways, acquirers and payout providers that accept Australian dollars (AUD) or serve Australian businesses.
Local payment methods in Australia
- Cards: Visa, Mastercard, Amex and eftpos; Apple Pay and Google Pay are mainstream. Least-cost routing to eftpos lowers fees on debit.
- PayID and Osko on the New Payments Platform (NPP): instant account-to-account transfers by phone, e-mail or ABN.
- PayTo: NPP-based payment agreements that replace direct debit for recurring and e-commerce payments.
- BPAY for bills; BNPL is widely used in retail.
Regulation
Payment providers may need an Australian Financial Services Licence (AFSL) from ASIC (for example for non-cash payment facilities), and must enrol with AUSTRAC for AML/CTF when providing designated services; digital currency exchanges register with AUSTRAC. The RBA oversees payment systems and surcharging. Under the Interactive Gambling Act, online casino games are prohibited for Australians and credit cards are banned for online wagering, while licensed wagering is allowed.
High-risk and specialised verticals
Licensed wagering, forex/CFD brokers, nutra, dating and subscriptions can find acquiring but should expect reserves and enhanced monitoring. See high-risk merchants.
How to choose an Australian PSP
- Card pricing, eftpos routing and surcharging support
- PayID/PayTo support for pay-ins and refunds
- Settlement speed (same-day via NPP) and reserves
- AFSL/AUSTRAC status of the provider or its partners
Related: banks in Australia, legal, exchangers, liquidity, tech. Compare offers or post a request.