Payment providers in Türkiye

Accepting payments in Turkey

Turkey is one of the most card-intensive markets in Europe and the Middle East. Shoppers expect taksit (installments) on credit cards, and the domestic Troy scheme sits alongside Visa and Mastercard. Bank transfers — havale within the same bank, EFT between banks and the 24/7 FAST instant system with IBAN or alias — are the main alternative and the default payout rail. Payment and e-money institutions are licensed by the Central Bank of the Republic of Türkiye (CBRT), banks by the BDDK, and crypto asset service providers fall under the Capital Markets Board. {count} providers on this page declare Turkey coverage.

Payment methods in Turkey

• Cards — local acquiring with installments, 3-D Secure is standard.
• Bank transfer — havale, EFT and FAST, both for pay-in and payouts.
• POS acquiring — physical and virtual POS (sanal POS) from banks.
• Crypto — widely used as a hedge against lira volatility.

How to choose a PSP in Turkey

• Virtual POS vs. aggregator: a bank sanal POS needs a local entity; licensed payment institutions and foreign gateways accept non-resident merchants on different terms.
• Foreign cards and currency: check whether you can accept foreign cards and settle in USD/EUR instead of TRY.
• Installments: who funds the taksit commission and how it affects your net rate.
• Payouts: FAST payouts by IBAN, limits and working hours.

High-risk, betting and P2P

Online betting and casino are illegal domestically except the state operators, so offshore operators searching for a casino or betting payment gateway in Turkey mostly rely on P2P processing via havale/FAST to accounts of teams in Turkey. Ask about account lifetime, daily turnover per IBAN and how blocked accounts are compensated.

Related hubs

Exchangers in Turkey · Liquidity in Turkey · Banks and EMI in Turkey · Tech in Turkey

Compare published pay-in and payout rates in Offers, or post a request.