Payment providers in Philippines
Payment providers in Philippines: PSPs, payment gateways and aggregators for pay-ins and payouts — local methods, rates and onboarding terms. Listings: 60.
Fondy
Fondy is a payment service provider founded in 2016. It accepts international card payments, serves marketplaces and can split payouts between several parties…
GCash
GCash is a wallet and business payment service in the Philippines, operating since 2004. It is run by G-Xchange Inc and connects with bank transfers…
Getz
Getz is a payment facilitator (PayFac) that connects sellers to payment acceptance in Southeast Asia. Restaurants are named among its key clients. How a PayFac…
GrabPay
GrabPay is a payment system that has operated since 2012 in eight Southeast Asian countries. It is part of the Grab ecosystem, operated by Grab Holdings…
Hello Paisa
Hello Paisa is an international money transfer service from South Africa. Money can be sent through a mobile app, a USSD menu or an agent network, and the…
HitPay
HitPay is a payment gateway and merchant acquiring service from Singapore, operated by HitPay Payment Solutions Pte Ltd at CapitaSpring. It holds a MAS major…
iWallet
iWallet is a payment system with an e-wallet, operating since 2000. The operator is iWallet Inc., a US company based in San Francisco. The service combines…
Jeton Wallet
Jeton Wallet is a payment system with an e-wallet and virtual cards, founded in 2018. The service accepts top-ups from major card schemes and crypto wallets…
Ksher
Ksher is a cross-border payments provider operating in Southeast Asia and Hong Kong. The company helps businesses accept and route payments between countries…
LemFi
LemFi is an international money transfer service that works through a mobile app. Money can be sent from Canada, the United States, the United Kingdom and…
M2P Fintech
M2P Fintech supplies banks and fintech companies with core banking, lending and card payment technology through APIs. It is a financial infrastructure vendor…
Magpie
Magpie is a payment gateway focused on the Philippines and cross-border transactions. Businesses use it to accept cards, e-wallet payments and bank transfers…
MatchMove
MatchMove provides infrastructure for embedding payments, card programmes, accounts and cross-border transfers into other companies' products. It acts as a…
Maya
Maya is a Philippine payment app, formerly known as PayMaya. It combines an e-wallet with business payment services and, according to the company, has operated…
Maybank
Maybank, operated by Malayan Banking Berhad, is a Malaysian bank offering merchant acquiring together with business bank accounts. Its Malaysian acceptance…
Metrobank
Metrobank is a Philippine bank that serves business customers with operating accounts. The sources highlight Regular Checking and AccountOne Commercial…
MuchBetter
MuchBetter is an e-wallet that has been running since 2016. Users top up a balance and spend it at merchant checkouts that support this payment option, which…
NTT DATA Payment Services
It is the acquiring and payment services arm of the NTT DATA group, operating in several Asian countries. In each country, services are provided by a separate…
Services in Philippines
Payment providers by country
Subsections
Payment service providers in the Philippines
The Philippines went mobile-first through e-wallets: GCash and Maya are used by a majority of adults for bills, shopping, gaming and remittances. This page lists {count} payment gateways and payin payout providers working with Philippine peso (PHP).
Local payment methods in the Philippines
- E-wallets: GCash, Maya, GrabPay and ShopeePay — the default for online checkout and app top-ups.
- InstaPay (real-time, lower amounts) and PESONet (batch, larger amounts) for bank transfers and payouts.
- QR Ph: the national interoperable QR standard accepted by banks and wallets.
- Over-the-counter cash at 7-Eleven, Cebuana, M Lhuillier and pawnshops; cards for higher-income users; crypto via licensed exchanges.
Regulation
Banks, e-money issuers, remittance and virtual asset service providers are supervised by the Bangko Sentral ng Pilipinas (BSP). Gaming is licensed by PAGCOR; offshore gaming (POGO) operations were banned in 2024, and regulators have tightened rules on e-wallet links to online gambling. Check the current status of your vertical before onboarding.
Gaming, remittances and payouts
Licensed e-games and sports betting, remittances, lending, BPO payroll and marketplaces drive volumes. Payouts to GCash/Maya and bank accounts via InstaPay are widely used; compare limits per wallet tier, fees and speed. See payouts and e-wallet PSPs.
How to choose a Philippine PSP
- GCash and Maya direct integration vs aggregated access
- InstaPay coverage and payout success rate
- Over-the-counter network for cash customers
- Settlement in PHP or USD, reserves and settlement days
Related: banks in the Philippines, exchangers, legal, liquidity, teams, tech. Compare offers or post a request.