Overview
Maya is a Philippine payment app, formerly known as PayMaya. It combines an e-wallet with business payment services and, according to the company, has operated since 2013. A crypto product sits inside the app next to transfers and wallet top-ups, and support runs through the official Maya portal.
Payment methods - Cards: Visa, Mastercard, JCB and American Express. - Wallets: GCash, GrabPay and WeChat Pay. - Bank transfers and crypto wallets.
Top-up fees - Maya Center and OTC: 2% above 8,000 PHP per month. - 7-Eleven: 3%. - BDO: 0%. - Bank transfer: 5 PHP. - Debit or credit card: 200 PHP.
Withdrawal fees - Maya Center: 1.5%. - Bank transfer: 15 PHP. - ATM: 200 PHP plus a 1.75% Mastercard or Visa transaction fee.
Legal entity and fit The operator is Maya Philippines, Inc, registered in the Philippines. The service suits businesses selling to Filipino customers that want to accept both cards and popular local wallets through one connection. Terms for high-volume merchants, including withdrawal of revenue to a company bank account, are worth discussing separately.
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