Overview
OCBC in Indonesia, operated by PT Bank OCBC NISP Tbk, offers a Merchant Solution covering EDC terminals, QRIS and online acquiring. The bank names Otoritas Jasa Keuangan and Bank Indonesia as its supervisors, and the group parent is OCBC.
Requirements Product information calls for an OCBC account, business and identity documentation, and signed merchant forms and terms. A merchant therefore banks and accepts payments with the same counterparty.
QRIS QRIS unifies the QR codes of Indonesian banks and wallets into a single format, so one code accepts payment from any compatible app. Rates depend on category and ticket size: - micro businesses: 0% on transactions up to IDR 500,000, 0.3% above; - small, medium and large businesses: 0% up to IDR 100,000, 0.7% above; - other categories have separate rates.
Free small payments suit retail and food service with a low average ticket.
Who it suits Retail outlets and food service, micro and small businesses wanting low-cost cashless acceptance, and companies already banking with the group. Pricing for EDC and online acquiring is not stated, and the conditions for opening an account should be confirmed with the bank.
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