Payment providers in Spain
Payment providers in Spain: PSPs, payment gateways and aggregators for pay-ins and payouts — local methods, rates and onboarding terms. Listings: 40.
Paswix
Paswix is a Lithuanian electronic money institution operating through Payswix, UAB, based in Vilnius. The company says it has served businesses and individuals…
PAYCOMET
PAYCOMET is the payment arm of Banco Sabadell Group. Since 2024 it has developed and run the TPV (card terminal and gateway) solutions that the bank sells…
Payplug
Payplug is a French payment solution founded in 2012 and based in Paris. The company states that it is a direct participant in the Cartes Bancaires network and…
PaysafeCard
PaysafeCard is a payment system founded in 2000. Businesses use it to accept payments from customers in Europe, North and South America, the Middle East and…
PayU
PayU runs a global payment orchestration and multi-acquiring platform that came from Zooz, a company founded in 2010 in Tel Aviv with a presence in Amsterdam…
PayXpert
PayXpert is a multichannel payment platform and white-label gateway founded in 2009, with offices in London and Barcelona. The profile ties it to the Qori…
Payz / PSI-Pay
Payz / PSI-Pay is an e-wallet and payment account for businesses. Operating since 2000, it provides a multi-currency business wallet and a merchant account…
Remitly
Remitly is an international money transfer service for individuals and businesses. Money is sent through a mobile app or the web service, and recipients…
Simple.app
Simple.app is a payment provider founded in 2021. It combines crypto processing, mass payouts and P2P transfers, serving companies in crypto, e-commerce and…
Skrill
Skrill is a payment system that has been running since 2001. It combines an e-wallet, bank transfers, a mobile app and an API for businesses. Payment methods…
TrueLayer
TrueLayer is a London-based open banking platform, founded in 2016, for instant bank-to-bank payments and payouts. The company describes itself as a European…
Trustee
Trustee is a payment provider operating since 2022. It combines P2P transfers, crypto processing and API integration and serves clients in Europe, Asia, the…
UniTeller Financial Services
UniTeller is a network for cross-border money transfers and business payments. The company handles pay-ins, sends payouts to recipients and operates through a…
Xpaid
Xpaid is a payment provider from Poland operating since 2022. The company offers P2P processing and crypto processing, next-day settlement and a white-label…
Services in Spain
Payment providers by country
Subsections
Payment processing in Spain
Spain is a card-first e-commerce market with a strong local mobile payment layer. Most online purchases are paid with debit and credit cards, while Bizum — the bank-backed instant mobile payment system linked to a phone number — has moved from person-to-person transfers into online checkout. SEPA transfers and direct debit are standard for subscriptions and B2B. Banks and payment institutions are supervised by the Banco de España, securities and crypto marketing by the CNMV, and online gambling is licensed by the DGOJ (Directorate General for the Regulation of Gambling). {count} providers on this page declare Spain coverage.
What Spanish merchants look for
- Local acquiring: approval rates on Spanish cards, 3-D Secure (PSD2 SCA) exemptions and tokenisation for recurring payments.
- Bizum online: whether the PSP supports Bizum as a checkout method and for refunds.
- SEPA tools: SEPA transfers and direct debit for subscriptions and invoices.
- Settlement: EUR, frequency, rolling reserve.
- Licensing: a Spanish licence or an EU passport; confirm the contracting entity.
iGaming, forex and high-risk
Spain has a regulated online gambling market: operators need a DGOJ licence, and payment providers serving them must follow Spanish rules on player verification and advertising. Forex/CFD, dating, nutra and subscription businesses should check each PSP's risk policy and browse high-risk merchants.
Crypto, exchangers and liquidity
Crypto payments in Spain, exchangers in Spain and liquidity providers in Spain cover on/off-ramp and stablecoin settlement under MiCA.
Related hubs
Banks and EMI in Spain · Legal and licensing in Spain · Tech in Spain · Card acquiring
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