Payment providers in Germany
Payment providers in Germany: PSPs, payment gateways and aggregators for pay-ins and payouts — local methods, rates and onboarding terms. Listings: 46.
Noda
Noda is a platform for instant open banking account-to-account payments, payment cascading and AI-based user analytics, built for high-conversion verticals. It…
Paswix
Paswix is a Lithuanian electronic money institution operating through Payswix, UAB, based in Vilnius. The company says it has served businesses and individuals…
PAYONE
PAYONE is a provider and acquirer operating in Germany. The company accepts online card payments for businesses and settles funds with merchants. Services…
Payoneer
Payoneer is a cross-border payments platform for companies, freelancers and marketplaces: receiving international revenue, payment requests and mass payouts…
Payrexx
Payrexx is a Swiss cloud platform founded in 2015 in Thun. It offers no-code payment pages, QR payments and links, and orchestrates 200+ payment methods for…
PaysafeCard
PaysafeCard is a payment system founded in 2000. Businesses use it to accept payments from customers in Europe, North and South America, the Middle East and…
PayU
PayU runs a global payment orchestration and multi-acquiring platform that came from Zooz, a company founded in 2010 in Tel Aviv with a presence in Amsterdam…
Payz / PSI-Pay
Payz / PSI-Pay is an e-wallet and payment account for businesses. Operating since 2000, it provides a multi-currency business wallet and a merchant account…
Remitly
Remitly is an international money transfer service for individuals and businesses. Money is sent through a mobile app or the web service, and recipients…
Robokassa
Robokassa is a payment aggregator that has been helping online merchants accept payments and connect payment services since 2002. The company works with…
Secupay
Secupay is a German payment provider and acquirer operated by secupay AG, with an address in Pulsnitz, Saxony. It works across online and offline channels and…
Simple.app
Simple.app is a payment provider founded in 2021. It combines crypto processing, mass payouts and P2P transfers, serving companies in crypto, e-commerce and…
Skrill
Skrill is a payment system that has been running since 2001. It combines an e-wallet, bank transfers, a mobile app and an API for businesses. Payment methods…
TrueLayer
TrueLayer is a London-based open banking platform, founded in 2016, for instant bank-to-bank payments and payouts. The company describes itself as a European…
Trustee
Trustee is a payment provider operating since 2022. It combines P2P transfers, crypto processing and API integration and serves clients in Europe, Asia, the…
UniTeller Financial Services
UniTeller is a network for cross-border money transfers and business payments. The company handles pay-ins, sends payouts to recipients and operates through a…
WebMoney
WebMoney is a payment system that has been operating since 1998. It gives individuals and businesses e-wallets, transfers, and deposits via bank transfer or…
Xpaid
Xpaid is a payment provider from Poland operating since 2022. The company offers P2P processing and crypto processing, next-day settlement and a white-label…
Services in Germany
Payment providers by country
Subsections
Payment processing in Germany
Germany is Europe's most "non-card" large market. German shoppers prefer to pay after delivery or straight from their bank account: invoice (Kauf auf Rechnung) and BNPL, SEPA direct debit (Lastschrift), PayPal and bank transfers dominate online checkout, while credit cards cover a smaller share than in the UK or France. The domestic debit scheme girocard is mostly used at physical POS. Payment and e-money institutions are supervised by BaFin together with the Bundesbank; online gambling is licensed by the Joint Gambling Authority of the German states (GGL) under the 2021 State Treaty. {count} providers on this page declare Germany coverage.
What German merchants look for
- Payment mix: direct debit, invoice/BNPL and wallets are often more important than cards — check which of them a PSP actually offers in Germany.
- SEPA tools: SEPA transfers and open banking pay-by-bank with instant confirmation.
- Risk on direct debit: return windows for SEPA debits create chargeback-like risk; ask about scoring and return handling.
- Settlement: EUR, payout frequency, reserve.
- Licensing: a PSP passported from another EU country is common; confirm the contracting entity and data processing terms under GDPR.
High-risk verticals in Germany
Licensed sports betting and virtual slots are allowed under GGL rules with strict deposit limits; unlicensed operators are actively blocked, including at the payment level. Forex/CFD, adult, dating and nutra merchants should check each provider's risk policy and look at high-risk merchants.
Crypto and liquidity
Crypto payments in Germany and liquidity providers in Germany cover stablecoin settlement and on/off-ramp under MiCA.
Related hubs
Banks and EMI in Germany · Legal and licensing in Germany · Tech in Germany · Card acquiring
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