Payment providers in Germany
Payment providers in Germany: PSPs, payment gateways and aggregators for pay-ins and payouts — local methods, rates and onboarding terms. Listings: 46.
Gateways and processing wanted for India, Canada and Europe
A merchant needs processing for India and Europe, plus Canada. The author is looking for gateway providers and processors able to accept payments across several markets at once. The request was…
Looking for:Payment providers
Canadian MSB needs individual euro collection IBANs with SEPA Instant
A Canadian money service business (MSB) is looking for named EUR vIBANs to collect payments from Europe. Each payer should get a dedicated virtual IBAN, with funds arriving via SEPA and SEPA Instant…
Looking for:Payment providers
Skill-game operator seeks a PSP for Europe, the Caucasus, North Africa and Asia
A real-money skill-game operator is looking for a PSP that covers several regions at once. It is a single request with many markets, from Western Europe to Southeast Asia. It was published in July…
Looking for:Payment providers
Upcoming events: Payment providers
All upcoming eventsServices in Germany
Payment providers by country
Subsections
Payment processing in Germany
Germany is Europe's most "non-card" large market. German shoppers prefer to pay after delivery or straight from their bank account: invoice (Kauf auf Rechnung) and BNPL, SEPA direct debit (Lastschrift), PayPal and bank transfers dominate online checkout, while credit cards cover a smaller share than in the UK or France. The domestic debit scheme girocard is mostly used at physical POS. Payment and e-money institutions are supervised by BaFin together with the Bundesbank; online gambling is licensed by the Joint Gambling Authority of the German states (GGL) under the 2021 State Treaty. {count} providers on this page declare Germany coverage.
What German merchants look for
- Payment mix: direct debit, invoice/BNPL and wallets are often more important than cards — check which of them a PSP actually offers in Germany.
- SEPA tools: SEPA transfers and open banking pay-by-bank with instant confirmation.
- Risk on direct debit: return windows for SEPA debits create chargeback-like risk; ask about scoring and return handling.
- Settlement: EUR, payout frequency, reserve.
- Licensing: a PSP passported from another EU country is common; confirm the contracting entity and data processing terms under GDPR.
High-risk verticals in Germany
Licensed sports betting and virtual slots are allowed under GGL rules with strict deposit limits; unlicensed operators are actively blocked, including at the payment level. Forex/CFD, adult, dating and nutra merchants should check each provider's risk policy and look at high-risk merchants.
Crypto and liquidity
Crypto payments in Germany and liquidity providers in Germany cover stablecoin settlement and on/off-ramp under MiCA.
Related hubs
Banks and EMI in Germany · Legal and licensing in Germany · Tech in Germany · Card acquiring
Compare published terms in Offers, or post a request.