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Payment providers

Payment providers in United States

Payment providers in United States: PSPs, payment gateways and aggregators for pay-ins and payouts — local methods, rates and onboarding terms. Listings: 192.

26 requests

GridList
Store with US and Swiss offices wants UPI for buyers in IndiaRequestMerchant· October 13, 2026Stable PSP partners wanted for India, USA, Bangladesh, Thailand and ArgentinaRequestMerchant· October 13, 2026Swift MIDs seeks US processors, PSPs and PayFacs for specific merchant filesRequestMerchant· October 13, 2026IS Pay seeks banking, payout and FX infrastructure for B2B clientsRequestMerchant· October 13, 2026Brazilian SaaS seeks a Stripe replacement over 30-day settlementRequestMerchant· October 13, 2026Dedicated accounts, ACH/EFT and cards wanted for US and Canada high-risk merchantsRequestMerchant· October 13, 2026Indian export Shopify store seeks a multi-currency checkoutRequestMerchant· October 13, 2026US Card Solutions invites agents and sub-ISOs in the USRequestUS Card Solutions· October 13, 2026National e-Payment recruits ISOs and agent teams in the USRequestNational e-Payment· October 13, 2026ElavonElavon seeks ISOs, PayFacs, banks and integrators in the US and CanadaRequestElavon· October 13, 2026ECS Payments seeks referral partners, ISOs and software developersRequestECS Payments· October 13, 2026DialPOS seeks partners with restaurant clients in the USRequestDialPOS· October 13, 2026Solo mobile app developer seeks an individual-friendly subscription providerRequestMerchant· September 25, 2026US adult content business seeks a processor or MoR for subscriptionsRequestMerchant· September 2, 2026Bull City Boudoir photo studio seeks a Square replacementRequestMerchant· August 25, 2026Logistics firm BFN Solutions seeks ACH auto-pull for clientsRequestMerchant· August 20, 2026KrillPay seeks banks and infrastructure for new international corridorsRequestPayment provider· August 11, 2026Indian kitchenware exporter wants a checkout cheaper than PayPalRequestMerchant· July 24, 2026

Upcoming events: Payment providers

All upcoming events
4NovNovember 4 – 6, 2026FPC 2026 Fall Member MeetingIn personConferences & exposOverland Park, United States8NovNovember 8 – 11, 2026AFP 2026In personConferences & exposLas Vegas, United States10NovNovember 10 – 11, 2026Payments Leaders' Summit USA — November 2026In personConferences & exposSan Diego, United States13NovNovember 13, 2026Digital Assets Forum New York 2026In personConferences & exposNew York, United States

Subsections

P2P processing48Card acquiring & gateways14H2H processing11Payouts & mass payouts11Aggregators & cascading10Local payment methods (APM)8E-wallets8Cross-border payments & FX6Mobile money3Crypto processing3Open banking2P2P processing — IndiaCard acquiring & gateways — IndiaLocal payment methods (APM) — IndiaPayouts & mass payouts — IndiaE-wallets — IndiaH2H processing — India

Payment providers in the United States

The US is the largest card market in the world, so most payment service providers here start with Visa, Mastercard, Amex and Discover acquiring and add wallets and bank rails on top. This page lists {count} PSPs, gateways and processors that support US merchants or US customers — from classic merchant accounts to payout APIs.

Local payment methods in the USA

Merchant accounts and high-risk processing

US acquiring is underwritten by sponsor banks, and the card schemes' monitoring programs punish high chargeback ratios. Merchants in nutra, CBD, dating, subscriptions, forex or adult usually need a high-risk merchant account: expect rolling reserves, higher discount rates and stricter KYB. Online gambling and sports betting are legal only in some states, so gaming merchants need a processor that checks state-level licensing. See high-risk merchants.

Regulation in brief

Money transmission is licensed state by state, and payment companies often register with FinCEN as an MSB. A PSP that pays out to US recipients or holds funds should be able to explain which licences or bank partners it relies on.

How to compare US payment processors

  • Interchange-plus vs blended pricing, chargeback and ACH return fees
  • Settlement speed (next-day vs T+2) and reserve terms
  • Card-not-present fraud tools, 3DS, and chargeback alerts
  • Payout options: ACH, push-to-card, RTP

Related: US banks and EMIs, legal and licensing in the US, payouts. Can't find the right fit? Post a request and providers will contact you.