Payment providers in Mexico
Payment providers in Mexico: PSPs, payment gateways and aggregators for pay-ins and payouts — local methods, rates and onboarding terms. Listings: 69.
Klarna
Klarna is a payment provider founded in 2005 that operates through the Swedish entity Klarna Bank AB. It serves e-commerce, financial services and travel, and…
Kushki
Kushki is a Latin American payment company that combines regional payment orchestration with direct acquiring. It was founded in 2017, and its headquarters are…
LKL Pay
LKL Pay is a payment processing service for businesses in Mexico. It combines card acceptance at terminals and online with electronic vouchers and payment…
Lyra
Lyra is a payment provider headquartered in Toulouse, France, founded in 2001. It is known for the PayZen payment gateway and for branded checkout forms…
Mercado Pago
Mercado Pago is a payment system operating since 2003 in seven Latin American countries. It accepts Visa and Mastercard cards and bank transfers, and runs a…
MexPago
MexPago is a payment processor for businesses in Mexico. The company accepts bank cards, generates payment QR codes and offers other payment solutions for…
Monnet Payments
Monnet Payments is a payment service for Latin America. The company accepts payments through local methods, makes mass payouts in local currencies and opens…
Movantis
Movantis is cross-border payment infrastructure that keeps collection, payouts and reconciliation in one place. Its FX, stablecoin and card services are…
MuchBetter
MuchBetter is an e-wallet that has been running since 2016. Users top up a balance and spend it at merchant checkouts that support this payment option, which…
Neosurf
Neosurf is a payment system founded in 2004. Users manage funds through a mobile app, and deposits and withdrawals are made by bank transfer. Currencies euro…
NetPay Mexico
NetPay Mexico covers both points of sale a business in Mexico typically has: the checkout counter and the website. All transactions land in one dashboard with…
Noda
Noda is a platform for instant open banking account-to-account payments, payment cascading and AI-based user analytics, built for high-conversion verticals. It…
Onramp Money
Onramp Money is an on/off-ramp provider that supports local payment methods and many blockchains. For platforms it offers fiat acceptance with merchant…
Openpay by BBVA
Openpay by BBVA is a payment gateway and set of acceptance services for businesses in Mexico. It covers online sales, contactless payments and selling on the…
PagSeguro
PagSeguro is a payment system operating since 2006. It accepts cards, Pix, PayPal and bank transfers and supports several Latin American and European…
Pagsmile
Pagsmile is a cross-border payments provider for Latin America. The company accepts, processes and settles local and international payments, and merchant…
Paswix
Paswix is a Lithuanian electronic money institution operating through Payswix, UAB, based in Vilnius. The company says it has served businesses and individuals…
PaysafeCard
PaysafeCard is a payment system founded in 2000. Businesses use it to accept payments from customers in Europe, North and South America, the Middle East and…
Services in Mexico
Payment providers by country
Subsections
Payment service providers in Mexico
Mexico has a large online population but a big share of cash users, so a working checkout combines cards, bank transfers and cash vouchers. This page lists {count} payment gateways and payin payout providers that accept or disburse Mexican pesos (MXN).
Local payment methods in Mexico
- SPEI: Banxico's real-time interbank transfers to an 18-digit CLABE. Merchants issue a reference CLABE per customer for automatic reconciliation; SPEI is also the standard payout rail — see bank transfers.
- OXXO and other cash networks: the customer pays a voucher at a convenience store; confirmation is not instant.
- Cards: debit and credit, with meses sin intereses (interest-free installments) driving average ticket.
- CoDi / DiMo and QR, e-wallets, and crypto for remittance and P2P.
Regulation
Banks and payment institutions are supervised by Banxico and the CNBV; fintech institutions (IFPE e-money issuers) are licensed under the Fintech Law. Online gambling operators need a permit from SEGOB. Expect KYC tied to RFC/CURP for some products. See legal in Mexico.
iGaming, betting and high-risk
Mexico is one of the larger LatAm iGaming markets. Operators look for SPEI pay-in with instant reconciliation, OXXO for unbanked players and fast SPEI withdrawals. Forex, nutra and other high-risk merchants should compare card approval rates and chargeback handling.
How to choose a Mexican PSP
- SPEI reference CLABE support and confirmation time
- OXXO voucher fees and expiry
- Card approval rate, 3DS, installment pricing
- Payout fees per SPEI transfer, settlement in MXN vs USD/USDT
Related: banks in Mexico, teams, exchangers, liquidity, Mexican merchants. Post a request.