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Payment providers

Payment providers in Kenya

Payment providers in Kenya: PSPs, payment gateways and aggregators for pay-ins and payouts — local methods, rates and onboarding terms. Listings: 71.

15 offers

GridList
OfferWhizmo Kenya

Whizmo Kenya: terms

For:For everyone

E-walletsMobile moneyRespond
OfferPesawise

Pesawise: terms

For:For everyone

Bank cardsMobile moneyRespond
OfferPaystack

Paystack: terms

For:For everyone

Bank cardsBank transferRespond
OfferPaykit

Paykit: terms

For:For everyone

E-walletsMobile moneyRespond
OfferpawaPay

pawaPay: terms

For:For everyone

Mobile money+19Respond
OfferMamlaka

Mamlaka: terms

For:For everyone

+9Respond
OfferJupiter

Jupiter: terms

For:For everyone

Cryptocurrency+53Respond
OfferJuniPay

JuniPay: terms

For:For everyone

Bank cardsBank transfer+17Respond
OfferIPSL / PesaLink

IPSL / PesaLink: terms

For:For everyone

Bank transferMobile moneyRespond
OfferiPay Africa

iPay Africa: terms

For:For everyone

Bank cardsMobile moneyRespond
OfferFondy

Fondy: terms

For:For everyone

+132Respond
OfferFlutterwave

Flutterwave: terms

For:For everyone

Apple PayBank cards+6Respond
OfferEreus PSP

Ereus PSP: terms

For:For everyone

Cryptocurrency+23Respond
OfferCashia

Cashia: terms

For:For everyone

Bank cardsMobile moneyRespond
OfferBrij

Brij: terms

For:For everyone

Bank cardsBank transferRespond

Upcoming events: Payment providers

All upcoming events
10FebFebruary 10 – 11, 2027Africa Tech Summit Nairobi 2027In personConferences & exposNairobi, Nigeria2MarMarch 2, 2027World Financial Innovation Series Kenya 2027In personConferences & exposNairobi, Kenya11MarMarch 11, 2027Connected Banking Summit East Africa 2027In personConferences & exposNairobi, Kenya16MarMarch 16 – 18, 2027Inclusive FinTech Forum Africa 2027In personConferences & exposKigali, Nigeria

Subsections

P2P processing48Card acquiring & gateways14H2H processing11Payouts & mass payouts11Aggregators & cascading10Local payment methods (APM)8E-wallets8Cross-border payments & FX6Mobile money3Crypto processing3Open banking2P2P processing — IndiaCard acquiring & gateways — IndiaLocal payment methods (APM) — IndiaPayouts & mass payouts — IndiaE-wallets — IndiaH2H processing — India

Payment service providers in Kenya

Kenya is the home of mobile money: M-Pesa is used by the vast majority of adults, and most online payments, salaries and betting deposits move through it. This page lists {count} payment gateways and payin payout providers working with Kenyan shillings (KES).

Local payment methods in Kenya

  • Mobile money: M-Pesa (Paybill, Till/Buy Goods, STK Push prompts on the customer's phone) and Airtel Money.
  • Bank transfers via PesaLink and RTGS for larger amounts.
  • Cards for e-commerce and travel, mostly among higher-income users.
  • QR and local APMs; crypto used in P2P markets.

Mass payouts and B2C

B2C disbursements to mobile wallets power betting withdrawals, loan disbursements, gig-worker pay and marketplace payouts. Compare per-transaction fees by amount band, API reliability, and float/prefunding requirements — see payouts.

Regulation

Payment service providers and e-money issuers are licensed by the Central Bank of Kenya (CBK). Betting operators are licensed by the Betting Control and Licensing Board and pay excise and withholding taxes, which affects margins on deposits and withdrawals. Digital lenders also need CBK licensing.

Betting, iGaming and high-risk

Sports betting is one of the largest online verticals in Kenya. Providers serving it need direct Paybill integrations, fast STK Push and reliable B2C payouts at peak times. Forex and crypto merchants should ask about source-of-funds checks and per-wallet limits. See high-risk merchants.

How to choose

  • Direct Safaricom integration vs aggregated access
  • STK Push success rate, callback speed, reversal handling
  • Payout limits per transaction and per day
  • Settlement in KES vs USD/USDT

Related: banks in Kenya, liquidity, teams in Kenya, Kenyan merchants, mobile money PSPs. Post a request.