Acquiring banks
Banks providing acquiring to PSPs and merchants.
Bank Rakyat Indonesia
Bank Rakyat Indonesia, or BRI, supplies merchants with EDC terminals that accept Visa, Mastercard, its own debit cards and BRIZZI. The bank also lists business…
Bank of New Zealand
Bank of New Zealand, known as BNZ, runs its own merchant facility for online card acceptance. Its listed products include BNZ Pay Online, POS acquiring, MOTO…
Bank of Baroda
Bank of Baroda is an Indian bank with two distinct offers for business clients: merchant acquiring and escrow accounts. Merchant acquiring The bob World…
Bank of America
Bank of America offers merchant acquiring and point-of-sale solutions to small businesses in the United States, including non-profit and healthcare…
Bank Negara Indonesia
Bank Negara Indonesia, known as BNI, acts as an acquirer under its own merchant terms. Its head office is at Gedung Grha BNI on Jl. Jenderal Sudirman in…
Bank Muscat
Bank Muscat is an Omani bank that provides business accounts, merchant acquiring, POS terminals and an e-commerce gateway. Its Najahi Current Account is…
Bank Mandiri
Bank Mandiri is an Indonesian bank offering merchant acquiring and business current accounts. Its card-acceptance package covers EDC terminals, QRIS and Alipay…
Bank Central Asia
Bank Central Asia is an Indonesian bank that serves businesses with current accounts and card acceptance. Its BCA Giro account is aimed at actively trading…
Affin Bank
Affin Bank is a Malaysian bank that provides merchant acquiring directly to businesses. The merchant signs a contract with the bank itself, with no aggregator…
Alliance Bank
Alliance Bank is a Malaysian bank that offers business customers merchant acquiring under the Alliance Merchant Solutions programme. The programme combines…
AmBank
AmBank is a Malaysian bank that provides merchant acquiring. Through AmBank, businesses operating in Malaysia accept payments via DuitNow QR, the national QR…
Axepta BNP Paribas
Axepta BNP Paribas is a merchant acquiring service backed by the BNP Paribas banking group, integrated with payment terminals and e-commerce payment pages. The…
Bangkok Bank
Bangkok Bank is a Thai bank that provides companies with merchant acquiring through Merchant iPay. The operator is Bangkok Bank Public Company Limited…
Bank Rakyat
A Bank Rakyat payment terminal comes from the POS programme of Bank Rakyat, a Malaysian bank operated by Bank Kerjasama Rakyat Malaysia Berhad that offers…
Barclaycard Payments
Barclaycard payment acceptance is provided by Barclaycard Payments, a payment acceptance company wholly owned by Barclays Group (the business is also searched…
BDO Unibank
BDO Unibank is a Philippine bank, operating as BDO Unibank, Inc., that provides merchant acquiring and online acceptance through BDO Checkout with payment…
Chase Payment Solutions
Chase Payment Solutions is the merchant acquiring arm of JPMorgan Chase, operated by JPMorgan Chase Bank, N.A. (also known as Chase Merchant Services and Chase…
CIMB Bank
CIMB Bank is a Malaysian bank, operating as CIMB Bank Berhad, that offers merchant acquiring alongside business bank accounts. Its payments products also…
Acquiring banks by country
Related subsections
What an acquiring bank does
An acquiring bank holds the card scheme membership that lets merchants accept Visa, Mastercard and local cards. It underwrites the merchant (or the PSP acting as payment facilitator), settles funds and is liable to the scheme for chargebacks and fraud. Most PSPs and gateways ultimately depend on one or more acquirers behind them, which is why an acquiring bank list by country is a frequent search for both PSPs and large merchants.
Direct acquiring vs through a PSP
- Direct: the merchant signs with the bank, gets its own MID and usually lower fees, but faces stricter underwriting and volume requirements.
- Via PSP or payment facilitator: the PSP holds the relationship and onboards sub-merchants faster; pricing includes the PSP margin. See card acquiring & gateways.
Acquiring for high-risk
Some acquirers accept categories such as iGaming, forex, dating, nutra or subscriptions. Expect:
- additional due diligence and licence checks (e.g. a gaming licence);
- rolling reserves, often a percentage of volume held for a period;
- higher discount rates and per-transaction fees;
- strict chargeback and fraud ratio limits — see chargeback management.
Comparing acquirers
- Accepted MCCs and merchant countries of incorporation.
- Domestic vs cross-border acquiring and its effect on approval rates.
- Settlement currency and frequency, reserve terms.
- 3DS requirements, supported wallets such as Apple Pay and Google Pay.
- Technical access: direct host connection or through a processor.
Country coverage
Local acquiring often lifts approval rates. Browse acquirers in Indonesia, Mexico, the UK or India, and compare with high-risk merchants looking for acquiring. Banks decide on approval themselves; published terms are in Offers, or post a request.