Acquiring banks
Banks providing acquiring to PSPs and merchants.
Canara Bank
Canara Bank is an Indian bank that publishes a range of merchant point-of-sale products for card acceptance. Its merchant acquiring offer covers POS, mPOS and…
Bancolombia
Bancolombia is a Colombian bank, Bancolombia S.A., that explicitly offers adquirencia (merchant acquiring) as well as business current accounts. Its services…
BAC Costa Rica
BAC Costa Rica is the Costa Rican bank of the BAC group, offering merchant acquiring to affiliated businesses. The services are physical POS terminals, MiPOS…
Axis Bank
Axis Bank is an Indian bank that provides merchant acquiring and escrow services. For merchants it offers POS, QR, online acceptance, dynamic currency…
Avidia Bank
Avidia Bank is a licensed US bank that offers sponsorship services to payment companies: card issuing sponsorship, acquiring sponsorship, ACH sponsorship and…
ASB Bank
ASB Bank is a New Zealand bank that describes itself as an acquiring bank and offers merchant facilities for businesses that take cards. The services listed…
ANZ Worldline Payment Solutions
ANZ Worldline Payment Solutions is a bank-owned acquiring business that provides Australian companies with payment acceptance in store, online and through…
ANZ New Zealand
ANZ New Zealand, operated by ANZ Bank New Zealand Limited, provides bank merchant facilities for businesses that accept cards. The services are merchant…
Aljazira Bank
Aljazira Bank, referred to as Bank AlJazira, is a Saudi bank that provides POS merchant acquiring to businesses and also offers business accounts. The bank…
Alinma Bank
Alinma Bank is a Saudi bank that provides merchant acquiring through two separate services: an E-Payment Gateway for online sales and a POS service for…
Al Rajhi Bank
Al Rajhi Bank is a Saudi bank, whose legal entity is Alrajhi Banking & Investment Corp., that provides merchant acquiring and business accounts. Its published…
Al Ahli Bank of Kuwait
Al Ahli Bank of Kuwait is a bank that provides merchant acquiring through its Al Tajer Pay solution. The product combines POS, a payment gateway and remote…
Access Bank Nigeria
Access Bank Nigeria is a bank that serves businesses and offers merchant acquiring alongside corporate banking. Its materials list POS acquiring, acquirer BIN…
Access Bank Kenya
Access Bank Kenya is the Kenyan bank of the Access Bank group that offers merchant acquiring to businesses accepting card and mobile-money payments. The…
KASIKORNBANK
KASIKORNBANK, known as KBank, signs card acceptance agreements with merchants through K-Payment Gateway for websites and apps. The legal entity is KASIKORNBANK…
Indian Bank
Indian Bank provides point-of-sale terminals to merchants in India, either on a rental model or with purchase of the equipment. The listed services are…
ICICI Bank
ICICI Bank is an Indian bank with a merchant acquiring offer, business accounts and escrow services. Merchant acquiring The bank offers Eazypay POS with a…
HSBC Mexico
HSBC Mexico provides merchant terminals (TPV) and card acceptance for businesses in Mexico. The group is HSBC, and the offering is a bank merchant-acquiring…
Acquiring banks by country
Related subsections
What an acquiring bank does
An acquiring bank holds the card scheme membership that lets merchants accept Visa, Mastercard and local cards. It underwrites the merchant (or the PSP acting as payment facilitator), settles funds and is liable to the scheme for chargebacks and fraud. Most PSPs and gateways ultimately depend on one or more acquirers behind them, which is why an acquiring bank list by country is a frequent search for both PSPs and large merchants.
Direct acquiring vs through a PSP
- Direct: the merchant signs with the bank, gets its own MID and usually lower fees, but faces stricter underwriting and volume requirements.
- Via PSP or payment facilitator: the PSP holds the relationship and onboards sub-merchants faster; pricing includes the PSP margin. See card acquiring & gateways.
Acquiring for high-risk
Some acquirers accept categories such as iGaming, forex, dating, nutra or subscriptions. Expect:
- additional due diligence and licence checks (e.g. a gaming licence);
- rolling reserves, often a percentage of volume held for a period;
- higher discount rates and per-transaction fees;
- strict chargeback and fraud ratio limits — see chargeback management.
Comparing acquirers
- Accepted MCCs and merchant countries of incorporation.
- Domestic vs cross-border acquiring and its effect on approval rates.
- Settlement currency and frequency, reserve terms.
- 3DS requirements, supported wallets such as Apple Pay and Google Pay.
- Technical access: direct host connection or through a processor.
Country coverage
Local acquiring often lifts approval rates. Browse acquirers in Indonesia, Mexico, the UK or India, and compare with high-risk merchants looking for acquiring. Banks decide on approval themselves; published terms are in Offers, or post a request.