Acquiring banks
Banks providing acquiring to PSPs and merchants.
Guaranty Trust Bank Nigeria
Guaranty Trust Bank Nigeria provides point-of-sale services to merchants. The legal entity named is Guaranty Trust Bank Ltd, part of the GTCO group. Merchant…
Fubon Bank Hong Kong
Fubon Bank Hong Kong runs card acquiring for merchants through its Merchant Acquiring Business Department. The department is located in North Point, Hong Kong…
FNB South Africa
FNB South Africa is the banking offering of FirstRand Bank Limited, trading as First National Bank, a division of the FirstRand group. Its address is in…
First National Bank Ghana
First National Bank Ghana is a bank that acts as a merchant acquirer in Ghana.. The provider discloses company registration number CS350172014. Acquiring…
First Bank of Nigeria
First Bank of Nigeria Limited, known as FirstBank Nigeria, offers merchant acquiring with point-of-sale terminals that accept Visa, Mastercard and Verve cards…
Federal Bank
Federal Bank is an Indian bank (The Federal Bank Limited) with three roles: merchant acquiring, business accounts and escrow. It operates in India. Merchant…
Equity Bank Kenya
Equity Bank Kenya describes its role as that of an acquirer between merchants, card issuers and payment networks. It offers standalone POS terminals and…
Diamond Trust Bank Kenya
Diamond Trust Bank Kenya, also known as DTB Kenya, is a Kenyan bank that offers merchant acquiring with point-of-sale terminals and business bank accounts…
DBS Bank
DBS Bank is a Singapore bank that appears in several roles: merchant acquiring, business accounts, digital-asset custody and escrow. Crypto activity sits on a…
Davivienda Colombia
Davivienda Colombia is a bank whose merchant-acquiring offering, Mi Comercio, lets businesses in Colombia connect or transfer their acquiring, order a datafono…
Bidvest Bank
Bidvest Bank publishes merchant services and a Merchant Acquiring Services agreement for South African businesses. The offer covers merchant acquiring, payment…
BBVA Spain
BBVA Spain, operated by Banco Bilbao Vizcaya Argentaria, S.A. from Plaza San Nicolás 4 in Bilbao, offers merchant acquiring, POS and business accounts to…
BBVA Mexico
BBVA Mexico offers the Cuenta Maestra Pyme, a business account with cheques and a debit card, alongside merchant acquiring, POS and reconciliation tools. The…
BBVA Colombia
BBVA Colombia offers merchant acquiring through a card terminal known in Colombia as a datáfono. Its parent group is BBVA, and the listed services are merchant…
Banque Populaire Aquitaine Centre Atlantique
Banque Populaire Aquitaine Centre Atlantique, or BPACA, is a regional French bank in the BPCE group. For online shops it offers Systempay, a payment gateway…
Banque Misr
Banque Misr is an Egyptian bank that offers merchant acquiring with POS terminals and business accounts. Its ElMongez Business product is an interest-free…
Banorte
Banorte is a Mexican bank that provides merchant acquiring through TPV terminals and mPOS readers, both with contactless payment. Accepted networks are Carnet…
Bank Simpanan Nasional
Bank Simpanan Nasional (BSN) runs BSN Merchant Services in Malaysia. The offer centres on wired and wireless card terminals with contact and contactless…
Acquiring banks by country
Related subsections
What an acquiring bank does
An acquiring bank holds the card scheme membership that lets merchants accept Visa, Mastercard and local cards. It underwrites the merchant (or the PSP acting as payment facilitator), settles funds and is liable to the scheme for chargebacks and fraud. Most PSPs and gateways ultimately depend on one or more acquirers behind them, which is why an acquiring bank list by country is a frequent search for both PSPs and large merchants.
Direct acquiring vs through a PSP
- Direct: the merchant signs with the bank, gets its own MID and usually lower fees, but faces stricter underwriting and volume requirements.
- Via PSP or payment facilitator: the PSP holds the relationship and onboards sub-merchants faster; pricing includes the PSP margin. See card acquiring & gateways.
Acquiring for high-risk
Some acquirers accept categories such as iGaming, forex, dating, nutra or subscriptions. Expect:
- additional due diligence and licence checks (e.g. a gaming licence);
- rolling reserves, often a percentage of volume held for a period;
- higher discount rates and per-transaction fees;
- strict chargeback and fraud ratio limits — see chargeback management.
Comparing acquirers
- Accepted MCCs and merchant countries of incorporation.
- Domestic vs cross-border acquiring and its effect on approval rates.
- Settlement currency and frequency, reserve terms.
- 3DS requirements, supported wallets such as Apple Pay and Google Pay.
- Technical access: direct host connection or through a processor.
Country coverage
Local acquiring often lifts approval rates. Browse acquirers in Indonesia, Mexico, the UK or India, and compare with high-risk merchants looking for acquiring. Banks decide on approval themselves; published terms are in Offers, or post a request.