Acquiring banks
Banks providing acquiring to PSPs and merchants.
Getnet
Getnet is the acquiring platform of the Santander banking group, serving physical and online shops in Iberia and Latin America. As a bank-owned acquirer, it…
Hang Seng Bank
Hang Seng Bank is a Hong Kong bank, operating as Hang Seng Bank Limited, that provides merchant acquiring directly, without an aggregator in between. It offers…
HBL
HBL is a Pakistani bank, Habib Bank Limited, that offers merchants online acquiring through HBLPay Checkout and other payment solutions for business. The…
HDFC Bank Merchant Services
HDFC Bank Merchant Services is the merchant acquiring and payment gateway arm of the Indian bank HDFC Bank. Through it, businesses accept payments at the point…
Hong Leong Bank
Hong Leong Bank is a Malaysian bank, operating as Hong Leong Bank Berhad, that provides merchant acquiring and business accounts to companies in Malaysia…
Kotak Mahindra Bank
Kotak Mahindra Bank is an Indian bank that offers payment infrastructure and merchant acquiring. This is a bank-level solution rather than a third-party…
Krungsri / Bank of Ayudhya
Krungsri / Bank of Ayudhya is a Thai bank offering merchant acquiring to businesses. The operating entity is Bank of Ayudhya Public Company Limited, which…
Maybank
Maybank, operated by Malayan Banking Berhad, is a Malaysian bank offering merchant acquiring together with business bank accounts. Its Malaysian acceptance…
Moneris
Moneris is a Canadian payment acquirer and processor founded in 2000 and created as a joint venture of RBC and BMO. The operating entity is Moneris Solutions…
OCBC
OCBC in Indonesia, operated by PT Bank OCBC NISP Tbk, offers a Merchant Solution covering EDC terminals, QRIS and online acquiring. The bank names Otoritas…
PAYCOMET
PAYCOMET is the payment arm of Banco Sabadell Group. Since 2024 it has developed and run the TPV (card terminal and gateway) solutions that the bank sells…
Public Bank
Public Bank is a Malaysian bank whose offering covers merchant acquiring and business bank accounts. Through the acquiring service, a company accepts card…
RHB Bank
RHB Bank is a Malaysian bank that provides businesses with merchant acquiring and business accounts. Its services cover POS and e-commerce acceptance as well…
Siam Commercial Bank
Siam Commercial Bank (SCB) is a Thai bank that offers businesses direct acceptance of card and alternative payments through its own channels. The merchant gets…
Swedbank Pay
Swedbank Pay is the bank-owned card acquiring business of Swedbank. It provides standalone card acquiring for online shops, terminals, unattended machines and…
Tyl by NatWest
Tyl by NatWest is the merchant acquiring offering of National Westminster Bank plc, part of the NatWest group, for businesses in the United Kingdom. It takes…
United Bank / UBL
United Bank / UBL (United Bank Limited) is a Pakistani bank that offers businesses POS acquiring and an internet payment gateway. Connecting the online gateway…
Acquiring banks by country
Related subsections
What an acquiring bank does
An acquiring bank holds the card scheme membership that lets merchants accept Visa, Mastercard and local cards. It underwrites the merchant (or the PSP acting as payment facilitator), settles funds and is liable to the scheme for chargebacks and fraud. Most PSPs and gateways ultimately depend on one or more acquirers behind them, which is why an acquiring bank list by country is a frequent search for both PSPs and large merchants.
Direct acquiring vs through a PSP
- Direct: the merchant signs with the bank, gets its own MID and usually lower fees, but faces stricter underwriting and volume requirements.
- Via PSP or payment facilitator: the PSP holds the relationship and onboards sub-merchants faster; pricing includes the PSP margin. See card acquiring & gateways.
Acquiring for high-risk
Some acquirers accept categories such as iGaming, forex, dating, nutra or subscriptions. Expect:
- additional due diligence and licence checks (e.g. a gaming licence);
- rolling reserves, often a percentage of volume held for a period;
- higher discount rates and per-transaction fees;
- strict chargeback and fraud ratio limits — see chargeback management.
Comparing acquirers
- Accepted MCCs and merchant countries of incorporation.
- Domestic vs cross-border acquiring and its effect on approval rates.
- Settlement currency and frequency, reserve terms.
- 3DS requirements, supported wallets such as Apple Pay and Google Pay.
- Technical access: direct host connection or through a processor.
Country coverage
Local acquiring often lifts approval rates. Browse acquirers in Indonesia, Mexico, the UK or India, and compare with high-risk merchants looking for acquiring. Banks decide on approval themselves; published terms are in Offers, or post a request.