Overview
Chase Payment Solutions is the merchant acquiring arm of JPMorgan Chase, operated by JPMorgan Chase Bank, N.A. (also known as Chase Merchant Services and Chase Paymentech). It serves US retailers, restaurants, service firms, e-commerce sellers and healthcare organisations.
What it covers The offering spans website checkout, in-store POS sales and invoice collection. Supported methods include Visa, Mastercard, American Express, Discover and JCB, Apple Pay and Google Pay, keyed-in cards and payment links. The bank states that funds can be credited as early as the same day at no extra charge.
Published rates For US customers the listed per-transaction rates are: - card present in store: 2.6% + USD 0.10; - keyed entry and payment links: 3.5% + USD 0.15; - online payments: 2.9% + USD 0.25.
The cheapest rate applies to in-store cards and the highest to manually entered details, where fraud risk is greater. The rate for a given business is fixed in its contract, and terms differ by legal entity and market.
Who it suits Service is limited to the United States. It fits American merchants that want a single bank acquirer behind the counter, the website and invoicing.
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