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Payment providers

Payment providers in United States

Payment providers in United States: PSPs, payment gateways and aggregators for pay-ins and payouts — local methods, rates and onboarding terms. Listings: 192.

25 offers

GridList
WorldFirst: termsOfferWorldFirst· October 16, 2026UU WalletUU Wallet: termsOfferUU Wallet· October 16, 2026US Card Solutions: termsOfferUS Card Solutions· October 16, 2026Square: termsOfferSquare· October 16, 2026SecureGlobalPay: termsOfferSecureGlobalPay· October 16, 2026RobokassaRobokassa: termsOfferRobokassa· October 16, 2026Paygasus: termsOfferPaygasus· October 16, 2026PayDiverse: termsOfferPayDiverse· October 16, 2026Pay N Seconds: termsOfferPay N Seconds· October 16, 2026PagaPaga: termsOfferPaga· October 16, 2026OrthoBanc: termsOfferOrthoBanc· October 16, 2026North: termsOfferNorth· October 16, 2026National e-Payment: termsOfferNational e-Payment· October 16, 2026HighnoteHighnote: termsOfferHighnote· October 16, 2026High Wire Payments: termsOfferHigh Wire Payments· October 16, 2026FondyFondy: termsOfferFondy· October 16, 2026FlutterwaveFlutterwave: termsOfferFlutterwave· October 16, 2026Flat Rate Processing / FlatRate ISO: termsOfferFlat Rate Processing / FlatRate ISO· October 16, 2026

Upcoming events: Payment providers

All upcoming events
4NovNovember 4 – 6, 2026FPC 2026 Fall Member MeetingIn personConferences & exposOverland Park, United States8NovNovember 8 – 11, 2026AFP 2026In personConferences & exposLas Vegas, United States10NovNovember 10 – 11, 2026Payments Leaders' Summit USA — November 2026In personConferences & exposSan Diego, United States13NovNovember 13, 2026Digital Assets Forum New York 2026In personConferences & exposNew York, United States

Subsections

P2P processing48Card acquiring & gateways14H2H processing11Payouts & mass payouts11Aggregators & cascading10Local payment methods (APM)8E-wallets8Cross-border payments & FX6Mobile money3Crypto processing3Open banking2P2P processing — IndiaCard acquiring & gateways — IndiaLocal payment methods (APM) — IndiaPayouts & mass payouts — IndiaE-wallets — IndiaH2H processing — India

Payment providers in the United States

The US is the largest card market in the world, so most payment service providers here start with Visa, Mastercard, Amex and Discover acquiring and add wallets and bank rails on top. This page lists {count} PSPs, gateways and processors that support US merchants or US customers — from classic merchant accounts to payout APIs.

Local payment methods in the USA

Merchant accounts and high-risk processing

US acquiring is underwritten by sponsor banks, and the card schemes' monitoring programs punish high chargeback ratios. Merchants in nutra, CBD, dating, subscriptions, forex or adult usually need a high-risk merchant account: expect rolling reserves, higher discount rates and stricter KYB. Online gambling and sports betting are legal only in some states, so gaming merchants need a processor that checks state-level licensing. See high-risk merchants.

Regulation in brief

Money transmission is licensed state by state, and payment companies often register with FinCEN as an MSB. A PSP that pays out to US recipients or holds funds should be able to explain which licences or bank partners it relies on.

How to compare US payment processors

  • Interchange-plus vs blended pricing, chargeback and ACH return fees
  • Settlement speed (next-day vs T+2) and reserve terms
  • Card-not-present fraud tools, 3DS, and chargeback alerts
  • Payout options: ACH, push-to-card, RTP

Related: US banks and EMIs, legal and licensing in the US, payouts. Can't find the right fit? Post a request and providers will contact you.