Acquiring banks
Banks providing acquiring to PSPs and merchants.
LHV Pank
LHV Pank is an Estonian bank, operating as AS LHV Pank from Tallinn, that offers business accounts and card acquiring for merchants. Its acquiring service…
Kuwait International Bank
Kuwait International Bank (KIB) is a Kuwaiti bank that offers merchant acquiring through bank-provided point-of-sale terminals. It publishes a merchant…
KCB Bank Uganda
KCB Bank Uganda is the Ugandan subsidiary of KCB Group, offering merchant acquiring for businesses that accept card payments in store. The bank's acquiring…
CTBC Bank Taiwan
CTBC Bank Taiwan provides card acquiring to merchants in Taiwan and accepts applications through its own merchant service. Its office is at No. 168 Jingmao 2nd…
Crédit Mutuel / CIC Monetico
Crédit Mutuel / CIC Monetico is the common payment-acceptance range of the Crédit Mutuel and CIC banks in France for professionals and businesses. Monetico is…
Crédit Agricole / Up2pay
Crédit Agricole / Up2pay is the merchant acquiring offer of banks in the Crédit Agricole network in France, sold under the Up2pay name. It covers payment…
Cross River
Cross River is a US bank, Cross River Bank, that combines banking services with API infrastructure for payments, accounts, lending and card issuing. Its…
Compraquí / BancoEstado
Compraquí / BancoEstado is the acquiring brand of Red Global S.A., a subsidiary of BancoEstado in Chile. Red Global is the legal entity behind the service and…
Commonwealth Bank of Australia
Commonwealth Bank of Australia, known as CommBank or CBA, offers EFTPOS acquiring to Australian merchants through a range of card terminals. Terminals The…
Commercial International Bank Egypt
Commercial International Bank Egypt, referred to as CIB Egypt, offers current accounts for businesses in Egyptian pounds and in foreign currencies, together…
Commercial Bank of Qatar
Commercial Bank of Qatar, known as CBQ, provides merchant acquiring and business banking in Qatar. The legal entity is The Commercial Bank (P.S.Q.C.), with a…
Comercia Global Payments
Comercia Global Payments is a Spanish payment institution, legally an Entidad de Pago, S.L., that provides merchant acquiring for card payments. It is a joint…
Co-operative Bank of Kenya
Co-operative Bank of Kenya offers merchant acquiring and business banking in Kenya. Its card acceptance covers PDQ and POS terminals and the ChapaPay online…
CMB Wing Lung Bank
CMB Wing Lung Bank provides card acceptance to businesses registered in Hong Kong as a limited company. It is also known under the earlier name Wing Lung Bank…
Citadele banka
Citadele banka is a Latvian bank headquartered at Republikas laukums 2A in Riga, offering services to businesses in the Baltic states. Its legal entities and…
Central Bank of India
Central Bank of India is an Indian public bank that offers merchant acquiring devices to both existing and new customers. Its point-of-sale solution is…
CBW Bank
CBW Bank is a Kansas bank that states it has held a bank charter since 1892 and is FDIC insured. It operates from Weir, Kansas, and combines business banking…
CB Bank Myanmar
CB Bank Myanmar is a bank in Yangon whose small and medium enterprise line features merchant acquiring. Its office is in the Union Financial Center, Tower C…
Acquiring banks by country
Related subsections
What an acquiring bank does
An acquiring bank holds the card scheme membership that lets merchants accept Visa, Mastercard and local cards. It underwrites the merchant (or the PSP acting as payment facilitator), settles funds and is liable to the scheme for chargebacks and fraud. Most PSPs and gateways ultimately depend on one or more acquirers behind them, which is why an acquiring bank list by country is a frequent search for both PSPs and large merchants.
Direct acquiring vs through a PSP
- Direct: the merchant signs with the bank, gets its own MID and usually lower fees, but faces stricter underwriting and volume requirements.
- Via PSP or payment facilitator: the PSP holds the relationship and onboards sub-merchants faster; pricing includes the PSP margin. See card acquiring & gateways.
Acquiring for high-risk
Some acquirers accept categories such as iGaming, forex, dating, nutra or subscriptions. Expect:
- additional due diligence and licence checks (e.g. a gaming licence);
- rolling reserves, often a percentage of volume held for a period;
- higher discount rates and per-transaction fees;
- strict chargeback and fraud ratio limits — see chargeback management.
Comparing acquirers
- Accepted MCCs and merchant countries of incorporation.
- Domestic vs cross-border acquiring and its effect on approval rates.
- Settlement currency and frequency, reserve terms.
- 3DS requirements, supported wallets such as Apple Pay and Google Pay.
- Technical access: direct host connection or through a processor.
Country coverage
Local acquiring often lifts approval rates. Browse acquirers in Indonesia, Mexico, the UK or India, and compare with high-risk merchants looking for acquiring. Banks decide on approval themselves; published terms are in Offers, or post a request.