Comercia Global Payments

Comercia Global Payments is a Spanish payment institution, legally an Entidad de Pago, S.L., that provides merchant acquiring for card payments. It is a joint venture in which CaixaBank holds a published 20% interest, and it belongs to the Global Payments group.

Services

The company lists merchant acquiring, physical POS terminals and virtual POS. Contract materials from CaixaBank name Comercia as the acquiring provider for card payments taken through a physical or virtual TPV, the Spanish term for a payment terminal.

Role of CaixaBank

CaixaBank acts as an agent in this arrangement and does not replace the service provider. A merchant who contracts through CaixaBank branches should therefore understand that the acquiring service itself comes from Comercia, which is relevant for contract terms, settlement and complaints.

Who it suits

The offer is aimed at businesses in Spain that accept cards in shops or online and either bank with CaixaBank or want to use the acquirer behind its terminals. Commission rates, settlement times and the list of supported card brands are not stated in the profile, so they should be requested during onboarding.