Crédit Agricole / Up2pay

Crédit Agricole / Up2pay is the merchant acquiring offer of banks in the Crédit Agricole network in France, sold under the Up2pay name. It covers payment terminals, mobile acceptance, payment links and the e-Transactions online acquiring service.

Products

Up2pay combines in-store terminals and mobile acceptance with payment links and e-Transactions for websites. A business can therefore choose between counter, mobile and remote selling channels within a single offer from its bank.

Conditions for e-Transactions

For e-Transactions, the published requirements are registration of a professional activity in France, an account with Crédit Agricole and a distance card-acceptance contract. These conditions mean that the online service is tied to the bank relationship rather than being open to any merchant.

Regional structure

The specific provider depends on the regional caisse, as the network is made up of regional banks rather than a single legal entity. The offer is addressed to businesses and belongs to the Crédit Agricole group.

Who it suits

The offer suits French businesses that already bank with a Crédit Agricole regional bank and want terminals and online payments from the same group. Commission rates, settlement times and contract details are not given in the profile and should be agreed with the local caisse.