Acquiring banks
Banks providing acquiring to PSPs and merchants.
SBM Bank Mauritius
SBM Bank Mauritius offers e-commerce merchant acquiring in Mauritius, including multicurrency acquiring. The service comes with 3-D Secure, anti-fraud…
SBI Payments
SBI Payments is the merchant acquiring joint venture through which State Bank of India provides acquiring in India. The legal entity is SBI Payments Services…
Saudi National Bank
Saudi National Bank, known as SNB and formerly National Commercial Bank (NCB), provides acquiring services for merchants in Saudi Arabia. The contracting…
Riyad Bank
Riyad Bank is a Saudi Arabian bank that combines corporate current accounts with merchant acquiring. Its Current Account is designed for an organisation's…
Rabobank / Rabo Smart Pay
Rabobank / Rabo Smart Pay covers the business current account of Coöperatieve Rabobank U.A. and the bank's merchant acquiring offer, including mobile…
QNB Qatar
QNB Qatar is the Qatari operation of Qatar National Bank (Q.P.S.C.), also known simply as QNB. It provides merchant acquiring for e-commerce together with…
Punjab National Bank
Punjab National Bank (PNB) offers merchant acquiring to existing and new customers in India. It is a bank merchant-acquiring offering, with the full range of…
PNC
PNC is a US banking group that offers merchant acquiring, escrow and paying-agent services for deals, and business bank accounts. The group parent is The PNC…
Pathward
Pathward is a US bank, Pathward, N.A., that sponsors payment and card programmes for fintech and other partners. It is a licensed bank, and its programme terms…
OCBC (Singapore)
OCBC (Singapore) is the Singapore operation of Oversea-Chinese Banking Corporation Limited, a bank that serves businesses with merchant acquiring and business…
Nedbank
Nedbank is a South African bank that provides merchant acquiring alongside business bank accounts. It is named as the acquirer in a general merchant agreement…
National Bank of Oman
National Bank of Oman, or NBO, is an Omani bank that offers merchant acquiring for registered businesses. Its range includes POS terminals, an online payment…
National Bank of Kuwait
National Bank of Kuwait, known as NBK, is a Kuwaiti bank that provides merchant acquiring through POS terminals, SoftPOS and an internet payment gateway. Its…
National Bank of Egypt
National Bank of Egypt is listed in the official register of the Central Bank of Egypt as a bank licensed for e-commerce acquiring. The regulator also lists it…
National Australia Bank
National Australia Bank, or NAB, is an Australian bank, legally National Australia Bank Limited, that offers EFTPOS acquiring and business accounts. Its…
MVB Bank
MVB Bank is a US bank, operating as MVB Bank, Inc., that offers sponsorship for fintech partners alongside commercial banking. The bank is a banking…
Mauritius Commercial Bank
Mauritius Commercial Bank, known as MCB, is a bank in Mauritius that combines business accounts with merchant acquiring. Its offer is directed at small and…
Lloyds Bank Cardnet
Lloyds Bank Cardnet is the merchant-acquiring offering of Lloyds Bank plc in the United Kingdom, listed alongside the bank's business account. The legal entity…
Acquiring banks by country
Related subsections
What an acquiring bank does
An acquiring bank holds the card scheme membership that lets merchants accept Visa, Mastercard and local cards. It underwrites the merchant (or the PSP acting as payment facilitator), settles funds and is liable to the scheme for chargebacks and fraud. Most PSPs and gateways ultimately depend on one or more acquirers behind them, which is why an acquiring bank list by country is a frequent search for both PSPs and large merchants.
Direct acquiring vs through a PSP
- Direct: the merchant signs with the bank, gets its own MID and usually lower fees, but faces stricter underwriting and volume requirements.
- Via PSP or payment facilitator: the PSP holds the relationship and onboards sub-merchants faster; pricing includes the PSP margin. See card acquiring & gateways.
Acquiring for high-risk
Some acquirers accept categories such as iGaming, forex, dating, nutra or subscriptions. Expect:
- additional due diligence and licence checks (e.g. a gaming licence);
- rolling reserves, often a percentage of volume held for a period;
- higher discount rates and per-transaction fees;
- strict chargeback and fraud ratio limits — see chargeback management.
Comparing acquirers
- Accepted MCCs and merchant countries of incorporation.
- Domestic vs cross-border acquiring and its effect on approval rates.
- Settlement currency and frequency, reserve terms.
- 3DS requirements, supported wallets such as Apple Pay and Google Pay.
- Technical access: direct host connection or through a processor.
Country coverage
Local acquiring often lifts approval rates. Browse acquirers in Indonesia, Mexico, the UK or India, and compare with high-risk merchants looking for acquiring. Banks decide on approval themselves; published terms are in Offers, or post a request.