Crédit Mutuel / CIC Monetico

Crédit Mutuel / CIC Monetico is the common payment-acceptance range of the Crédit Mutuel and CIC banks in France for professionals and businesses. Monetico is the brand under which the group sells terminals and online acceptance.

Acquiring services

The group lists merchant acquiring, POS terminals, e-commerce, recurring payments and payment links. For websites, CIC Monetico Online offers a virtual terminal. It accepts CB, Visa and Mastercard, as well as American Express, Apple Pay and PayPal. An extended package adds recurring and deferred payments, useful for subscriptions and orders paid on delivery.

Group

The offer belongs to the Crédit Mutuel / CIC group, so merchants that bank with either network can use the same acceptance platform. The parent group is shown as Crédit Mutuel and CIC.

Who it suits

The services suit French shops, professionals and e-commerce sellers that want one acquirer for in-store and online payments, with card schemes, wallets and PayPal under one contract. Companies should compare the basic and extended packages, because recurring and deferred payments are not part of the entry level. Fees, settlement times and the documents needed for onboarding are not stated in the profile.