Banks & EMIs
Acquiring banks, business accounts, EMIs, crypto-friendly banks and BaaS.
3S Money
3S Money is a UK electronic money institution (EMI) that offers multi-currency accounts to international businesses. The provider lists business accounts, FX…
Bankera
Bankera is a payment service offering business accounts, including for crypto exchanges, brokers, mining and staking companies. It is an alternative to a bank…
iCard Digital wallet
iCard Digital wallet is a payment service of the Bulgarian company iCard AD, operating since 2007. iCard Business gives companies payment accounts and business…
Pyypl
Pyypl is a virtual Visa card service operating since 2017. Cards are issued in US dollars with a UAE BIN. You can top up by bank transfer or from a…
VIALET
VIALET offers business accounts with dedicated IBANs, virtual corporate cards and high-volume SEPA and SWIFT settlements. The service is operated by UAB…
Volet
Volet is a virtual Visa and Mastercard card service in dollars and euros that has been running since 2014. Cards can be topped up by bank transfer, another…
Wallester
Wallester is an Estonian card issuing company, founded in 2016, and an official Visa Principal Member. It provides a white-label platform for issuing virtual…
Anchorage Digital
Anchorage Digital is a US national trust bank for institutional digital assets, combining custody, settlement and USD banking. The operating entity is…
Paxos
Paxos is a regulated blockchain infrastructure provider for enterprises, founded in 2012 with offices in New York, Singapore and the UAE. Its US entity, Paxos…
Affin Bank
Affin Bank is a Malaysian bank that provides merchant acquiring directly to businesses. The merchant signs a contract with the bank itself, with no aggregator…
Airwallex
Airwallex is a global financial and payments platform for businesses that combines multi-currency accounts, FX, cross-border payments, corporate cards and…
Alliance Bank
Alliance Bank is a Malaysian bank that offers business customers merchant acquiring under the Alliance Merchant Solutions programme. The programme combines…
AmBank
AmBank is a Malaysian bank that provides merchant acquiring. Through AmBank, businesses operating in Malaysia accept payments via DuitNow QR, the national QR…
Axepta BNP Paribas
Axepta BNP Paribas is a merchant acquiring service backed by the BNP Paribas banking group, integrated with payment terminals and e-commerce payment pages. The…
Bangkok Bank
Bangkok Bank is a Thai bank that provides companies with merchant acquiring through Merchant iPay. The operator is Bangkok Bank Public Company Limited…
Bank Alfalah / Alfa Payment Gateway
Bank Alfalah / Alfa Payment Gateway covers two business offers from a Pakistani bank: a payment gateway and a business current account. Companies in Pakistan…
Bank Rakyat
A Bank Rakyat payment terminal comes from the POS programme of Bank Rakyat, a Malaysian bank operated by Bank Kerjasama Rakyat Malaysia Berhad that offers…
Barclaycard Payments
Barclaycard payment acceptance is provided by Barclaycard Payments, a payment acceptance company wholly owned by Barclays Group (the business is also searched…
Banks & EMIs by country
Subsections
Banking for the payments industry
Payment companies need banks in two roles: as partners that sponsor card programmes or provide acquiring, and as account providers that hold client funds and operating money. Neither is easy to get for PSPs, exchangers or high-risk merchants. This section lists {count} banks, electronic money institutions and BaaS platforms that state they work with such businesses.
Subsections
- Acquiring banks — card acquiring for PSPs and merchants, including high-risk.
- Business accounts — operating and settlement accounts with SEPA and SWIFT.
- EMI & payment institutions — IBAN accounts, multi-currency wallets, safeguarding accounts.
- Crypto-friendly banks — banks that onboard exchangers, OTC desks and crypto companies.
- BIN sponsors & BaaS — card issuing sponsorship and banking-as-a-service infrastructure.
Bank or EMI?
A bank can lend and usually offers deposit protection; an EMI cannot lend, keeps client money in safeguarding accounts and is typically faster to onboard with digital-first processes. Many payment businesses run both: an EMI for daily payments and virtual IBANs, and a bank for larger balances and credibility with partners.
What matters when applying
- Risk appetite: which industries and countries of incorporation are accepted.
- Onboarding: documents, source-of-funds evidence, expected turnover, timelines.
- Rails: SEPA, SEPA Instant, SWIFT, Faster Payments, local rails; supported currencies.
- Pricing: account fees, transfer fees, FX margins, minimum balance.
- Stability: history of de-risking in your segment and notice periods for closure.
By country
Country pages narrow the list: banks in the UK, Lithuania, UAE, Singapore. Often the right jurisdiction depends on your licence — see payment licensing and company formation.
Nominal hub is a directory, not a banking introducer: approval decisions are made by each institution. Check Offers for published terms or post a request describing your business.