Banks & EMIs
Acquiring banks, business accounts, EMIs, crypto-friendly banks and BaaS.
Bank OZK
Bank OZK is a US bank with four business checking options: OZK Business, Growth, Interest+ and Non-Profit Checking. Regulators named for the bank are the…
Bank of the Philippine Islands
Bank of the Philippine Islands offers BPI BizLink Checking, a business account for monitoring and executing transactions through the BizLink platform and the…
Bank of Queensland
Bank of Queensland, branded BOQ, offers the Everyday Business Account, an operating account for Australian businesses with a Visa card and branch-based…
Bank of New Zealand
Bank of New Zealand, known as BNZ, runs its own merchant facility for online card acceptance. Its listed products include BNZ Pay Online, POS acquiring, MOTO…
Bank of Ireland
Bank of Ireland offers business current accounts to companies and sole traders in Ireland. Two products are listed: the Business Current Account and a separate…
Bank of Hawaii
Bank of Hawaii offers business checking and savings, with the bank named as the legal entity. Published account types are Business Checking Option 1 and Option…
Bank of East Asia
Bank of East Asia (BEA) provides business accounts through two products, CorporatePlus and CorporatePlus Business Start. Two account tiers CorporatePlus is the…
Bank of China (Hong Kong)
Bank of China (Hong Kong) is the Hong Kong banking arm of Bank of China. For companies it offers business bank accounts built around the Business Integrated…
Bank of Baroda
Bank of Baroda is an Indian bank with two distinct offers for business clients: merchant acquiring and escrow accounts. Merchant acquiring The bob World…
Bank of America
Bank of America offers merchant acquiring and point-of-sale solutions to small businesses in the United States, including non-profit and healthcare…
Bank Negara Indonesia
Bank Negara Indonesia, known as BNI, acts as an acquirer under its own merchant terms. Its head office is at Gedung Grha BNI on Jl. Jenderal Sudirman in…
Bank Muscat
Bank Muscat is an Omani bank that provides business accounts, merchant acquiring, POS terminals and an e-commerce gateway. Its Najahi Current Account is…
Bank Mandiri
Bank Mandiri is an Indonesian bank offering merchant acquiring and business current accounts. Its card-acceptance package covers EDC terminals, QRIS and Alipay…
Bank Frick
Bank Frick is a Liechtenstein bank with a dedicated Blockchain Banking Solutions line for crypto exchanges, brokers and other established blockchain companies…
Bank Central Asia
Bank Central Asia is an Indonesian bank that serves businesses with current accounts and card acceptance. Its BCA Giro account is aimed at actively trading…
Abu Dhabi Commercial Bank
Abu Dhabi Commercial Bank, known as ADCB, offers business bank accounts to companies registered in the United Arab Emirates. Its Business Choice range is built…
Absa Bank South Africa
Absa Bank South Africa offers business accounts under the Business Evolve range, with packages sized for enterprises of different scale. The accounts are…
ABN AMRO
ABN AMRO is a Dutch bank whose Corporate Business Account is designed for groups, holding companies and corporations with annual turnover above EUR 25 million…
Banks & EMIs by country
Subsections
Banking for the payments industry
Payment companies need banks in two roles: as partners that sponsor card programmes or provide acquiring, and as account providers that hold client funds and operating money. Neither is easy to get for PSPs, exchangers or high-risk merchants. This section lists {count} banks, electronic money institutions and BaaS platforms that state they work with such businesses.
Subsections
- Acquiring banks — card acquiring for PSPs and merchants, including high-risk.
- Business accounts — operating and settlement accounts with SEPA and SWIFT.
- EMI & payment institutions — IBAN accounts, multi-currency wallets, safeguarding accounts.
- Crypto-friendly banks — banks that onboard exchangers, OTC desks and crypto companies.
- BIN sponsors & BaaS — card issuing sponsorship and banking-as-a-service infrastructure.
Bank or EMI?
A bank can lend and usually offers deposit protection; an EMI cannot lend, keeps client money in safeguarding accounts and is typically faster to onboard with digital-first processes. Many payment businesses run both: an EMI for daily payments and virtual IBANs, and a bank for larger balances and credibility with partners.
What matters when applying
- Risk appetite: which industries and countries of incorporation are accepted.
- Onboarding: documents, source-of-funds evidence, expected turnover, timelines.
- Rails: SEPA, SEPA Instant, SWIFT, Faster Payments, local rails; supported currencies.
- Pricing: account fees, transfer fees, FX margins, minimum balance.
- Stability: history of de-risking in your segment and notice periods for closure.
By country
Country pages narrow the list: banks in the UK, Lithuania, UAE, Singapore. Often the right jurisdiction depends on your licence — see payment licensing and company formation.
Nominal hub is a directory, not a banking introducer: approval decisions are made by each institution. Check Offers for published terms or post a request describing your business.