Banks & EMIs
Acquiring banks, business accounts, EMIs, crypto-friendly banks and BaaS.
HDFC Bank Merchant Services
HDFC Bank Merchant Services is the merchant acquiring and payment gateway arm of the Indian bank HDFC Bank. Through it, businesses accept payments at the point…
Highnote
Highnote is infrastructure for fintech companies and platforms in the United States that combines card issuing, payment acceptance, credit products and a…
HitPay
HitPay is a payment gateway and merchant acquiring service from Singapore, operated by HitPay Payment Solutions Pte Ltd at CapitaSpring. It holds a MAS major…
Hong Leong Bank
Hong Leong Bank is a Malaysian bank, operating as Hong Leong Bank Berhad, that provides merchant acquiring and business accounts to companies in Malaysia…
IndusInd Bank
IndusInd Bank is an Indian bank that acts as an acquirer itself and gives merchants a payment gateway for taking payments on a website or in an app. For a…
Inpay
Inpay is a Danish payment institution founded in 2008, operating through Inpay A/S (company number 32317731) in Copenhagen, with an office in London. It holds…
Kotak Mahindra Bank
Kotak Mahindra Bank is an Indian bank that offers payment infrastructure and merchant acquiring. This is a bank-level solution rather than a third-party…
Krungsri / Bank of Ayudhya
Krungsri / Bank of Ayudhya is a Thai bank offering merchant acquiring to businesses. The operating entity is Bank of Ayudhya Public Company Limited, which…
Lemonway
Lemonway is a French payment institution built for marketplaces, e-commerce platforms and crowdfunding. It was founded in 2007 and is based in Paris. Services…
M2P Fintech
M2P Fintech supplies banks and fintech companies with core banking, lending and card payment technology through APIs. It is a financial infrastructure vendor…
Mangopay
Mangopay is an electronic money institution providing wallet-first payment infrastructure for marketplaces and platforms with several parties to a payment. It…
MatchMove
MatchMove provides infrastructure for embedding payments, card programmes, accounts and cross-border transfers into other companies' products. It acts as a…
Maybank
Maybank, operated by Malayan Banking Berhad, is a Malaysian bank offering merchant acquiring together with business bank accounts. Its Malaysian acceptance…
Metrobank
Metrobank is a Philippine bank that serves business customers with operating accounts. The sources highlight Regular Checking and AccountOne Commercial…
Modulr
Modulr is an electronic money institution offering payment automation and API infrastructure for settlements, payouts and embedded financial products. The…
MONEI
MONEI is a Spanish payment institution founded in 2019 and based in Málaga, with an office in Barcelona. It accepts online and in-person payments and describes…
Moneris
Moneris is a Canadian payment acquirer and processor founded in 2000 and created as a joint venture of RBC and BMO. The operating entity is Moneris Solutions…
Moneycorp
Moneycorp is a provider of international business payments and foreign exchange. Its regulated entity, TTT Moneycorp Limited, is an authorised payment…
Banks & EMIs by country
Subsections
Banking for the payments industry
Payment companies need banks in two roles: as partners that sponsor card programmes or provide acquiring, and as account providers that hold client funds and operating money. Neither is easy to get for PSPs, exchangers or high-risk merchants. This section lists {count} banks, electronic money institutions and BaaS platforms that state they work with such businesses.
Subsections
- Acquiring banks — card acquiring for PSPs and merchants, including high-risk.
- Business accounts — operating and settlement accounts with SEPA and SWIFT.
- EMI & payment institutions — IBAN accounts, multi-currency wallets, safeguarding accounts.
- Crypto-friendly banks — banks that onboard exchangers, OTC desks and crypto companies.
- BIN sponsors & BaaS — card issuing sponsorship and banking-as-a-service infrastructure.
Bank or EMI?
A bank can lend and usually offers deposit protection; an EMI cannot lend, keeps client money in safeguarding accounts and is typically faster to onboard with digital-first processes. Many payment businesses run both: an EMI for daily payments and virtual IBANs, and a bank for larger balances and credibility with partners.
What matters when applying
- Risk appetite: which industries and countries of incorporation are accepted.
- Onboarding: documents, source-of-funds evidence, expected turnover, timelines.
- Rails: SEPA, SEPA Instant, SWIFT, Faster Payments, local rails; supported currencies.
- Pricing: account fees, transfer fees, FX margins, minimum balance.
- Stability: history of de-risking in your segment and notice periods for closure.
By country
Country pages narrow the list: banks in the UK, Lithuania, UAE, Singapore. Often the right jurisdiction depends on your licence — see payment licensing and company formation.
Nominal hub is a directory, not a banking introducer: approval decisions are made by each institution. Check Offers for published terms or post a request describing your business.